Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Hubert
October 5, 2026
(910) 395‑1000 · buddyblake.ai
Hubert Homes: 63% of Buyers Use VA Loans
In Hubert, 1 in 9 listings didn't sell over the last 12 months, and the ones priced right from day one sold in 21 days flat. Homes that needed price cuts sat for 67 days instead, so pricing matters from the start. Most buyers here are using VA loans, and the typical home sells at 100.0% of the first asking price.
Summary written September 30, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in Hubert over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 21 days. Needed price cuts: 67 days, and sold for 94.0% of the first price.
What waiting costs
| Property taxes | $159 |
| Homeowners insurance | $250 |
| Upkeep | $243 |
| Utilities | $250 |
| Your mortgage payment | if you have one |
| About | $904 + mortgage |
About $904 every month the home sits — plus your mortgage payment.
Listings that didn't sell stayed on the market a median of 97 days — roughly $2,866 in taxes, insurance, upkeep and utilities alone, and the home still didn't sell.
An example, not a quote: Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates.
When contracts fall apart
Contracts that fell apart
16%
101 of about 650 before closing
Those homes that later sold
80%
16% never sold
Sold vs. first ask after a fall-through
98.3%
vs. 100.0% on the first contract
Days to sell after a fall-through
87
vs. 24 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 16% · cash 9% · VA 63% · FHA 8%.
If you're selling
- Homes priced right from day one sold in 21 days. Ones that needed a cut sat 67 days and still only landed at 94.0% of ask.
- Under $300K listings struggled most, with a 12% rate of not selling. The $400-500K range did best at 6%.
- Listings that never sold typically cut price by 2.0% and still sat 97 days before coming off market.
- 16% of contracts fell apart before closing, 1 in 6. Most often that comes down to inspection, appraisal or financing issues. Homes that went back on the market after a fall-through took 87 days to sell again, versus 24 days for a clean first contract.
If you're buying
- Almost half of homes, 48%, sold below the first asking price, so there's room to negotiate on many listings.
- 63% of buyers here are using VA loans, and 9% are paying cash.
- If a contract falls apart before you get in, know that homes bouncing back after a fall-through still sold 80% of the time, just at a slower pace, 87 days versus 24.
Did you know?
- The typical home in Hubert sold for $291,500 over the last 12 months.
- At a 7.03% mortgage rate, the estimated monthly carrying cost on a $291,500 home is about $2,460.
- A home that sits unsold carries an estimated cost of about $7,800 while it waits.
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Thinking of selling in Hubert? What it takes and what it costs →
For sellers
Listings that didn't sell
11%
down 1.1 pts from a year ago
68 expired, withdrawn or canceled vs 549 sold
Sold vs. first asking price
100.0%
about the same as a year ago
median sale price ÷ original list price
Sold below first asking
49%
share of homes that sold
Price cut on homes that didn't sell
2.0%
median — and they still didn't sell
For buyers
True days on market
32
up 2 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
0.0%
how far under the original price homes sold
Didn't sell, then sold on a relist
18%
of listings that didn't sell the first time
Median sold price
$293K
up 6.5% from a year ago
549 homes sold
The last 24 months
18% latest month · Sep 26
25 latest month · Sep 26
100.0% latest month · Sep 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 284 | 42 | 13% | 22 | 100.0% |
| $300–400K | 181 | 17 | 9% | 48 | 100.0% |
| $400–500K | 53 | 3 | 5% | 30 | 100.0% |
| $500–750K | 30 | 3 | 9% | 72 | 96.5% |
| $750K–1M | 1 | 1 | 50% | 53 | 97.6% |
| $1M+ | 0 | 2 | 100% | — | — |
Neighborhoods in Hubert
| Neighborhood | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Surfside Landing | 68 | 2 | 3% | 48 | 99.9% |
| Peyton's Ridge | 49 | 2 | 4% | 36 | 100.0% |
| Foxtrace | 44 | 7 | 14% | 12 | 99.9% |
| Jack's Branch Townhomes | 46 | 0 | 0% | 92 | 100.0% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated October 5, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000