Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Holly Ridge
September 29, 2026
(910) 395‑1000 · buddyblake.ai
Holly Ridge: 1 in 4 Listings Didn't Sell This Year
In Holly Ridge, 425 homes finished up in the last 12 months, and 324 of them sold. That leaves 101 that didn't sell, a 24% rate, up from 19% the year before. Typical sold homes took 41 days and fetched 98.2% of asking.
Summary written September 23, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in Holly Ridge over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 22 days. Needed price cuts: 87 days, and sold for 94.2% of the first price.
What waiting costs
| Mortgage (principal + interest) | $1,934 |
| Property taxes | $199 |
| Homeowners insurance | $250 |
| Upkeep | $304 |
| Utilities | $250 |
| About | $2,940 |
About $2,940 every month the home sits.
Listings that didn't sell stayed on the market a median of 93 days — roughly $9,000 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 6.95% (Freddie Mac average, 2026-09-17); Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
14%
53 of about 379 before closing
Those homes that later sold
74%
25% never sold
Sold vs. first ask after a fall-through
95.8%
vs. 98.4% on the first contract
Days to sell after a fall-through
106
vs. 30 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 29% · cash 18% · VA 47% · FHA 5%.
If you're selling
- Price it right from day one. Homes priced correctly sold in 21 days. Ones that needed cuts sat 87 days and still only got 94.3% of asking.
- Homes in the $750K–1M range struggle most, with a 43% rate of not selling. The $300-400K range does best at 13%.
- Listings that never sold still cut price a median of 1.6% and sat 93 days before pulling out.
- 14% of contracts fell apart after going under contract, most often inspection, appraisal or financing issues. Homes that fall through and later resell take 108 days and net 95.3%, versus 33 days and 98.4% for a clean first contract.
If you're buying
- 65% of Holly Ridge sales closed below the first asking price, so there is room to negotiate.
- Homes that sit past 21 days often come with price cuts later, so patience can pay off.
- Buyers are paying in different ways: 47% VA, 28% conventional, 19% cash, 5% FHA.
Did you know?
- A typical $365,200 home in Holly Ridge carries an estimated $2,940 a month at a 6.95% mortgage rate.
- Sellers whose homes sat unsold faced an estimated $9,000 in carrying costs.
- 1 in 7 contracts in Holly Ridge fell apart before closing.
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Thinking of selling in Holly Ridge? What it takes and what it costs →
For sellers
Listings that didn't sell
24%
up 5.7 pts from a year ago
102 expired, withdrawn or canceled vs 325 sold
Sold vs. first asking price
98.3%
down 0.4 pts from a year ago
median sale price ÷ original list price
Sold below first asking
65%
share of homes that sold
Price cut on homes that didn't sell
1.7%
median — and they still didn't sell
For buyers
True days on market
39
up 14 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
1.7%
how far under the original price homes sold
Didn't sell, then sold on a relist
28%
of listings that didn't sell the first time
Median sold price
$365K
down 1.3% from a year ago
325 homes sold
The last 24 months
24% latest month · Aug 26
62 latest month · Aug 26
98.9% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 74 | 21 | 22% | 42 | 98.1% |
| $300–400K | 124 | 18 | 13% | 23 | 98.6% |
| $400–500K | 45 | 17 | 27% | 47 | 99.8% |
| $500–750K | 57 | 24 | 30% | 62 | 97.7% |
| $750K–1M | 20 | 15 | 43% | 50 | 96.6% |
| $1M+ | 5 | 7 | 58% | 114 | 96.8% |
Neighborhoods in Holly Ridge
| Neighborhood | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Summerhouse On Everett Bay | 60 | 29 | 33% | 66 | 97.6% |
| Tides End | 36 | 10 | 22% | 30 | 100.0% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 29, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000