Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: ZIP 28445 · Holly Ridge
September 23, 2026
(910) 395‑1000 · buddyblake.ai
In ZIP 28445, 1 in 4 homes listed didn't sell
In the last 12 months, 832 homes finished their time on the market in ZIP code 28445 (Holly Ridge area): 605 sold and 227 did not — about 1 in 4. The ones that sold took a median of 48 days, counted from the first day listed, and closed at 97.5% of their first asking price.
Which pile do you want to be in?
Out of every 20 homes listed in ZIP 28445 · Holly Ridge over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 22 days. Needed price cuts: 96 days, and sold for 93.7% of the first price.
What waiting costs
| Mortgage (principal + interest) | $2,325 |
| Property taxes | $240 |
| Homeowners insurance | $250 |
| Upkeep | $366 |
| Utilities | $250 |
| About | $3,430 |
About $3,430 every month the home sits.
Listings that didn't sell stayed on the market a median of 127 days — roughly $14,300 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 6.95% (Freddie Mac average, 2026-09-17); Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
18%
133 of about 739 before closing
Those homes that later sold
71%
27% never sold
Sold vs. first ask after a fall-through
95.2%
vs. 97.8% on the first contract
Days to sell after a fall-through
137
vs. 37 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 40% · cash 21% · VA 30% · FHA 5%.
If you're selling
- Homes priced right from day one sold in a median of 22 days. Homes that needed price cuts took 96 days and sold for 93.7% of their first price.
- Price range matters: 43% of homes starting at $1M+ didn't sell, compared with 11% at $300–400K.
- Waiting costs money. A $439,000 home runs about $3,430 a month to hold — roughly $14,300 over the time a typical unsold listing sat.
- About 1 in 6 contracts fell apart before closing. Homes that went back on the market sold for 95.2% of first asking, versus 97.8% for homes that closed on the first contract.
If you're buying
- 72% of homes sold below their first asking price — the first price is often a starting point.
- Homes that sit usually sit for a reason. Listings that didn't sell stayed on the market a median of 127 days.
Did you know?
- 21% of buyers paid cash, and 30% used VA loans.
- A year earlier, 23% of listings didn't sell; now it's 27%.
- When a contract fell apart, 27% of those homes never sold at all.
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For sellers
Listings that didn't sell
27%
up 4.0 pts from a year ago
227 expired, withdrawn or canceled vs 605 sold
Sold vs. first asking price
97.5%
down 0.4 pts from a year ago
median sale price ÷ original list price
Sold below first asking
72%
share of homes that sold
Price cut on homes that didn't sell
1.8%
median — and they still didn't sell
For buyers
True days on market
48
up 18 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
2.5%
how far under the original price homes sold
Didn't sell, then sold on a relist
25%
of listings that didn't sell the first time
Median sold price
$439K
down 6.2% from a year ago
605 homes sold
The last 24 months
22% latest month · Aug 26
66 latest month · Aug 26
97.9% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 74 | 26 | 26% | 47 | 98.2% |
| $300–400K | 191 | 23 | 11% | 37 | 97.8% |
| $400–500K | 74 | 22 | 23% | 46 | 98.4% |
| $500–750K | 105 | 39 | 27% | 56 | 97.3% |
| $750K–1M | 76 | 52 | 41% | 59 | 97.6% |
| $1M+ | 85 | 65 | 43% | 86 | 94.1% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 23, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000