Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: ZIP 28546 · Jacksonville
September 23, 2026
(910) 395‑1000 · buddyblake.ai
In ZIP 28546, 1 in 9 homes listed didn't sell
In the last 12 months, 1,520 homes finished their time on the market in ZIP code 28546 (Jacksonville area): 1,348 sold and 172 did not — about 1 in 9. The ones that sold took a median of 29 days, counted from the first day listed, and closed at 100.0% of their first asking price.
Which pile do you want to be in?
Out of every 20 homes listed in ZIP 28546 · Jacksonville over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 23 days. Needed price cuts: 52 days, and sold for 94.5% of the first price.
What waiting costs
| Mortgage (principal + interest) | $1,641 |
| Property taxes | $169 |
| Homeowners insurance | $250 |
| Upkeep | $258 |
| Utilities | $250 |
| About | $2,570 |
About $2,570 every month the home sits.
Listings that didn't sell stayed on the market a median of 85 days — roughly $7,200 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 6.95% (Freddie Mac average, 2026-09-17); Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
15%
230 of about 1,587 before closing
Those homes that later sold
80%
18% never sold
Sold vs. first ask after a fall-through
99.2%
vs. 100.0% on the first contract
Days to sell after a fall-through
58
vs. 24 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 13% · cash 7% · VA 70% · FHA 8%.
If you're selling
- Homes priced right from day one sold in a median of 23 days. Homes that needed price cuts took 52 days and sold for 94.5% of their first price.
- Waiting costs money. A $309,900 home runs about $2,570 a month to hold — roughly $7,200 over the time a typical unsold listing sat.
- About 1 in 7 contracts fell apart before closing. Homes that went back on the market sold for 99.2% of first asking, versus 100.0% for homes that closed on the first contract.
If you're buying
- 42% of homes sold below their first asking price — the first price is often a starting point.
- Homes that sit usually sit for a reason. Listings that didn't sell stayed on the market a median of 85 days.
Did you know?
- 7% of buyers paid cash, and 70% used VA loans.
- A year earlier, 14% of listings didn't sell; now it's 11%.
- When a contract fell apart, 18% of those homes never sold at all.
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For sellers
Listings that didn't sell
11%
down 3.1 pts from a year ago
172 expired, withdrawn or canceled vs 1,348 sold
Sold vs. first asking price
100.0%
about the same as a year ago
median sale price ÷ original list price
Sold below first asking
42%
share of homes that sold
Price cut on homes that didn't sell
0.7%
median — and they still didn't sell
For buyers
True days on market
29
up 4 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
0.0%
how far under the original price homes sold
Didn't sell, then sold on a relist
21%
of listings that didn't sell the first time
Median sold price
$310K
up 8.7% from a year ago
1,348 homes sold
The last 24 months
13% latest month · Aug 26
30 latest month · Aug 26
99.8% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 606 | 77 | 11% | 18 | 100.0% |
| $300–400K | 605 | 71 | 11% | 47 | 100.0% |
| $400–500K | 123 | 17 | 12% | 41 | 100.0% |
| $500–750K | 13 | 7 | 35% | 54 | 100.0% |
| $750K–1M | 1 | 0 | 0% | 31 | 100.0% |
| $1M+ | 0 | 0 | — | — | — |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 23, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000