Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Clayton
September 26, 2026
(910) 395‑1000 · buddyblake.ai
1 in 5 Clayton Listings Didn't Sell Last Year
Over the last 12 months in Clayton, 225 listings ended and 181 sold. Typical time to sell was 53 days, and homes that sold went for 98.4% of the first asking price. Homes priced right from the start sold in 30 days; those that needed price cuts took 82 days and still sold for 94.6%.
Which pile do you want to be in?
Out of every 20 homes listed in Clayton over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 30 days. Needed price cuts: 82 days, and sold for 94.6% of the first price.
What waiting costs
| Mortgage (principal + interest) | $1,857 |
| Property taxes | $151 |
| Homeowners insurance | $250 |
| Upkeep | $290 |
| Utilities | $250 |
| About | $2,800 |
About $2,800 every month the home sits.
Listings that didn't sell stayed on the market a median of 130 days — roughly $12,000 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 7.03% (Freddie Mac average, 2026-09-24); Johnston County rate 0.52 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
10%
20 of about 201 before closing
Those homes that later sold
75%
25% never sold
Sold vs. first ask after a fall-through
98.4%
vs. 98.4% on the first contract
Days to sell after a fall-through
54
vs. 52 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 52% · cash 17% · VA 13% · FHA 14%.
If you're selling
- Price it right from day one: homes priced correctly sold in 30 days, versus 82 days for ones that needed cuts
- Homes under $300K struggled most, with a 26% rate of not selling, compared to 15% in the $300–400K range
- Waiting has a cost: an unsold home carries an estimated $12,000 in costs while sitting on the market
- 10% of contracts fell apart before closing, most often due to inspection, appraisal or financing issues — but 75% of those homes went on to sell later, often at the same 98.4% of asking
If you're buying
- 67% of Clayton homes sold below the first asking price, so there's room to negotiate
- Homes that didn't sell sat a median of 130 days before coming off the market, so timing matters
- Most buyers used conventional financing, 52%, while 17% paid cash and 13% used VA loans
Did you know?
- The typical Clayton home sold in 53 days over the last 12 months
- 1 in 10 contracts fell apart before closing, but 75% of those homes later sold anyway
- At a 7.03% rate, the estimated monthly carrying cost on a $347,900 home is about $2,800
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Thinking of selling in Clayton? What it takes and what it costs →
For sellers
Listings that didn't sell
20%
down 5.2 pts from a year ago
44 expired, withdrawn or canceled vs 181 sold
Sold vs. first asking price
98.4%
up 0.3 pts from a year ago
median sale price ÷ original list price
Sold below first asking
67%
share of homes that sold
Price cut on homes that didn't sell
2.0%
median — and they still didn't sell
For buyers
True days on market
53
up 24 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
1.6%
how far under the original price homes sold
Didn't sell, then sold on a relist
18%
of listings that didn't sell the first time
Median sold price
$348K
down 16.8% from a year ago
181 homes sold
The last 24 months
35% latest month · Aug 26
27 latest month · Aug 26
97.0% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 20 | 7 | 26% | 48 | 96.9% |
| $300–400K | 100 | 18 | 15% | 65 | 98.8% |
| $400–500K | 35 | 10 | 22% | 40 | 98.2% |
| $500–750K | 22 | 7 | 24% | 43 | 97.3% |
| $750K–1M | 2 | 2 | 50% | 35 | 96.8% |
| $1M+ | 2 | 0 | 0% | 91 | 92.5% |
Neighborhoods in Clayton
| Neighborhood | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Ashcroft | 44 | 0 | 0% | 126 | 99.6% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 26, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000