Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Ashcroft, Clayton
September 26, 2026
(910) 395‑1000 · buddyblake.ai
Ashcroft: Every Listing Sold This Year, Zero Left Unsold
In the Ashcroft neighborhood in Clayton, all 44 homes that ended in the last 12 months sold. That's a big shift from a year earlier, when half of listings didn't sell. Typical time to sell was 126 days, with homes fetching a median 99.6% of first asking price.
Which pile do you want to be in?
Out of every 20 homes listed in Ashcroft, Clayton over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 112 days. Needed price cuts: 180 days, and sold for 96.5% of the first price.
What waiting costs
| Mortgage (principal + interest) | $1,685 |
| Property taxes | $137 |
| Homeowners insurance | $250 |
| Upkeep | $263 |
| Utilities | $250 |
| About | $2,580 |
About $2,580 every month the home sits.
An example, not a quote: 20% down, 30-year fixed at 7.03% (Freddie Mac average, 2026-09-24); Johnston County rate 0.52 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
8%
4 of about 48 before closing
Those homes that later sold
100%
0% never sold
Sold vs. first ask after a fall-through
99.5%
vs. 99.6% on the first contract
Days to sell after a fall-through
133
vs. 126 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 41% · cash 11% · VA 14% · FHA 27%.
If you're selling
- Price it right from day one. Homes priced right sold in a typical 112 days. Homes that needed cuts took 180 days and still landed lower, 96.5% of ask.
- 57% of homes sold below that first asking price, so an aggressive opening number can cost you time.
- If your contract falls apart, don't panic. In Ashcroft, every home that had a contract fall through went on to sell later, at a median 99.5% of ask.
- Contracts fell apart about 8% of the time here, 1 in 12. Most often that's inspection, appraisal or financing issues, so have your home and paperwork ready before you go under contract.
If you're buying
- Every home in Ashcroft sold in the last 12 months, so inventory here isn't sitting unsold.
- Typical sale price was $315,650, at 99.6% of first asking price, so there's little room to lowball but some room to negotiate.
- Financing here is mixed: 41% conventional, 27% FHA, 14% VA, and 11% paid cash. At today's 7.03% rate, carrying a $315,650 home runs an estimated $2,580 a month.
Did you know?
- A year ago, half of Ashcroft listings didn't sell. This year that number dropped to 0%.
- Homes that needed a price cut in Ashcroft still sold, just slower, 180 days versus 112 days for those priced right from the start.
- If a contract fell apart in Ashcroft, the home almost always sold anyway, just a bit later, 133 days instead of 126.
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For sellers
Listings that didn't sell
0%
down 50.0 pts from a year ago
0 expired, withdrawn or canceled vs 44 sold
Sold vs. first asking price
99.6%
down 0.4 pts from a year ago
median sale price ÷ original list price
Sold below first asking
57%
share of homes that sold
Price cut on homes that didn't sell
—
median — and they still didn't sell
For buyers
True days on market
126
down 221 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
0.4%
how far under the original price homes sold
Didn't sell, then sold on a relist
—
of listings that didn't sell the first time
Median sold price
$316K
up 2.2% from a year ago
44 homes sold
The last 11 months
0% latest month · Jul 26
203 latest month · Jul 26
95.2% latest month · Jul 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 6 | 0 | 0% | 136 | 99.8% |
| $300–400K | 38 | 0 | 0% | 120 | 99.6% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 26, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000