Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Tyler, Home on the Lake, New Bern
September 26, 2026
(910) 395‑1000 · buddyblake.ai
Tyler, Home on the Lake: Most Homes Sell, and Sell Fast
In Tyler, Home on the Lake, 67 of 72 homes that left the market in the last 12 months actually sold. Typical time to sell was 43 days, and the median sold price was $337,000 at 100.0% of first asking price. Price it right and it moves. Price it wrong and it sits, then usually still needs a cut.
Which pile do you want to be in?
Out of every 20 homes listed in Tyler, Home on the Lake, New Bern over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 31 days. Needed price cuts: 105 days, and sold for 95.0% of the first price.
What waiting costs
| Mortgage (principal + interest) | $1,799 |
| Property taxes | $125 |
| Homeowners insurance | $250 |
| Upkeep | $281 |
| Utilities | $250 |
| About | $2,700 |
About $2,700 every month the home sits.
Listings that didn't sell stayed on the market a median of 146 days — roughly $13,000 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 7.03% (Freddie Mac average, 2026-09-24); Craven County rate 0.4448 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
11%
8 of about 75 before closing
Those homes that later sold
88%
13% never sold
Sold vs. first ask after a fall-through
98.1%
vs. 100.0% on the first contract
Days to sell after a fall-through
63
vs. 37 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 43% · cash 2% · VA 37% · FHA 16%.
If you're selling
- Homes priced right from day one sold in a typical 31 days, 52 of them did this
- Homes that needed a price cut took a typical 105 days and still sold at 95.0%
- 5 listings didn't sell at all, sitting a median 146 days with a 1.7% median price cut that didn't save them
- Contracts fell apart 11% of the time, 1 in 9 — most often inspection, appraisal or financing issues
If you're buying
- 42% of homes sold below the first asking price, so there's room to negotiate
- If a contract falls apart, 88% of those homes go on to sell later, often taking a typical 63 days total
- Financing mix here: 43% conventional loans, 37% VA, 16% FHA, 2% cash
Did you know?
- Only 7% of listings in Tyler, Home on the Lake didn't sell this year, down from 13% the year before
- At today's estimated $2,700 a month carrying cost, sitting unsold for a typical stretch runs about $13,000
- A $337,000 home today runs an estimated 7.03% mortgage rate for that $2,700 monthly carry
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For sellers
Listings that didn't sell
7%
down 6.2 pts from a year ago
5 expired, withdrawn or canceled vs 67 sold
Sold vs. first asking price
100.0%
up 3.0 pts from a year ago
median sale price ÷ original list price
Sold below first asking
42%
share of homes that sold
Price cut on homes that didn't sell
1.7%
median — and they still didn't sell
For buyers
True days on market
43
down 27 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
0.0%
how far under the original price homes sold
Didn't sell, then sold on a relist
40%
of listings that didn't sell the first time
Median sold price
$337K
up 3.1% from a year ago
67 homes sold
The last 22 months
0% latest month · Aug 26
1 latest month · Aug 26
100.0% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 2 | 0 | 0% | 38 | 97.5% |
| $300–400K | 64 | 5 | 7% | 40 | 100.0% |
| $400–500K | 1 | 0 | 0% | 63 | 77.6% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 26, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000