Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Indian Beach
September 26, 2026
(910) 395‑1000 · buddyblake.ai
1 in 3 Indian Beach Listings Didn't Sell This Year
In Indian Beach, 45 of 72 homes that ended in the last 12 months actually sold. The typical sale took 88 days and closed at 95.7% of first asking price. Homes priced right from the start sold in 18 days — the ones that needed price cuts sat for 114 days.
Which pile do you want to be in?
Out of every 20 homes listed in Indian Beach over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 18 days. Needed price cuts: 114 days, and sold for 93.6% of the first price.
What waiting costs
| Mortgage (principal + interest) | $3,096 |
| Property taxes | $109 |
| Homeowners insurance | $250 |
| Upkeep | $483 |
| Utilities | $250 |
| About | $4,190 |
About $4,190 every month the home sits.
Listings that didn't sell stayed on the market a median of 206 days — roughly $28,400 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 7.03% (Freddie Mac average, 2026-09-24); Carteret County rate 0.225 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
17%
9 of about 54 before closing
Those homes that later sold
44%
56% never sold
Sold vs. first ask after a fall-through
90.6%
vs. 95.9% on the first contract
Days to sell after a fall-through
180
vs. 78 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 47% · cash 44% · VA 0% · FHA 0%.
If you're selling
- Homes priced right from day one sold in 18 days at 15 listings. Those that needed cuts took 114 days across 30 listings.
- 27 listings didn't sell over the last 12 months, a 38% rate — about 1 in 3.
- Listings that never sold still cut price a median 3.2% and sat 206 days before ending.
- 17% of contracts fell apart before closing, about 1 in 6. When that happens, most often it's inspection, appraisal or financing issues, and only 44% of those homes later sold — the rest, 56%, never did.
If you're buying
- Typical sale price is $580,000, and homes are closing at 95.7% of first asking price. 93% sold below the original list price.
- Homes that sit take a while — median 88 days to sell, and the ones that never sold sat around 206 days.
- Buyers are paying their own way in different forms: 44% cash, 47% conventional, and no VA or FHA in this group.
Did you know?
- Carrying a typical $580,000 home comes to an estimated $4,190 a month right now with rates at 7.03%.
- A home that sits unsold for the median stretch could mean about $28,400 in estimated carrying costs.
- When a first contract holds, homes close at 95.9% of asking in about 78 days. When it falls apart and a second contract happens, that stretches to 180 days and drops to 90.6%.
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Thinking of selling in Indian Beach? What it takes and what it costs →
For sellers
Listings that didn't sell
38%
up 0.9 pts from a year ago
27 expired, withdrawn or canceled vs 45 sold
Sold vs. first asking price
95.7%
up 2.4 pts from a year ago
median sale price ÷ original list price
Sold below first asking
93%
share of homes that sold
Price cut on homes that didn't sell
3.2%
median — and they still didn't sell
For buyers
True days on market
88
up 21 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
4.3%
how far under the original price homes sold
Didn't sell, then sold on a relist
26%
of listings that didn't sell the first time
Median sold price
$580K
down 3.3% from a year ago
45 homes sold
The last 23 months
20% latest month · Aug 26
114 latest month · Aug 26
92.6% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| $300–400K | 1 | 1 | 50% | 18 | 97.7% |
| $400–500K | 4 | 2 | 33% | 126 | 88.8% |
| $500–750K | 29 | 18 | 38% | 89 | 95.9% |
| $750K–1M | 2 | 2 | 50% | 182 | 93.2% |
| $1M+ | 9 | 4 | 31% | 46 | 95.7% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 26, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000