Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Havelock
September 26, 2026
(910) 395‑1000 · buddyblake.ai
Havelock: 1 in 5 Listings Didn't Sell Last Year
In Havelock, homes that were priced right sold in 19 days. Homes that needed price cuts sat for 64 days and still sold for less. Right now 1 in 5 listings end without a sale, up from 12% the year before.
Which pile do you want to be in?
Out of every 20 homes listed in Havelock over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 19 days. Needed price cuts: 64 days, and sold for 92.9% of the first price.
What waiting costs
| Mortgage (principal + interest) | $1,388 |
| Property taxes | $96 |
| Homeowners insurance | $250 |
| Upkeep | $217 |
| Utilities | $250 |
| About | $2,200 |
About $2,200 every month the home sits.
Listings that didn't sell stayed on the market a median of 111 days — roughly $8,000 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 7.03% (Freddie Mac average, 2026-09-24); Craven County rate 0.4448 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
21%
68 of about 326 before closing
Those homes that later sold
72%
27% never sold
Sold vs. first ask after a fall-through
97.4%
vs. 98.7% on the first contract
Days to sell after a fall-through
51
vs. 24 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 26% · cash 11% · VA 49% · FHA 12%.
If you're selling
- Price it right from day one - it's the difference between 19 days and 64 days on market
- The $300-400K range struggles most, with a 28% didn't-sell rate. Under $300K is the strongest spot at 16%
- Listings that never sold typically cut price by 1.5% and still sat 111 days before giving up
- If a contract falls apart, most homes still sell later (72%), often taking 51 more days and landing near 97.4% of asking
If you're buying
- Typical sold price is $260,000, with homes going for 98.4% of first asking price on average
- 61% of homes sold below the original asking price - there's room to negotiate
- Financing is mixed: 49% VA, 26% conventional, 12% FHA, and 11% cash
Did you know?
- A typical Havelock home at $260,000 runs about $2,200 a month to carry at today's 7.03% rate
- Sellers who had to cut price still sold for 92.9% of asking, versus 98.7% for those priced right from the start
- When a contract falls apart, the estimated added carrying cost while waiting to resell is about $8,000
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Thinking of selling in Havelock? What it takes and what it costs →
For sellers
Listings that didn't sell
20%
up 8.3 pts from a year ago
65 expired, withdrawn or canceled vs 256 sold
Sold vs. first asking price
98.4%
down 0.8 pts from a year ago
median sale price ÷ original list price
Sold below first asking
61%
share of homes that sold
Price cut on homes that didn't sell
1.5%
median — and they still didn't sell
For buyers
True days on market
27
up 8 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
1.6%
how far under the original price homes sold
Didn't sell, then sold on a relist
23%
of listings that didn't sell the first time
Median sold price
$260K
up 4.0% from a year ago
256 homes sold
The last 24 months
24% latest month · Aug 26
55 latest month · Aug 26
98.0% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 184 | 36 | 16% | 24 | 98.4% |
| $300–400K | 57 | 22 | 28% | 31 | 98.4% |
| $400–500K | 6 | 3 | 33% | 33 | 99.2% |
| $500–750K | 7 | 3 | 30% | 83 | 98.3% |
| $750K–1M | 2 | 0 | 0% | 101 | 92.1% |
| $1M+ | 0 | 1 | 100% | — | — |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 26, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000