Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Atlantic Beach
September 26, 2026
(910) 395‑1000 · buddyblake.ai
Atlantic Beach: 1 in 3 Listings Didn't Sell
Over the last 12 months in Atlantic Beach, 189 listings ended and 126 sold, but 1 in 3 didn't sell at all. Homes priced right from day one sold in a median of 6 days, while homes that needed price cuts took a median of 70 days and still had to cut price 91 times to get there. Typical sold price was $510,000, at 95.0% of first asking price.
Which pile do you want to be in?
Out of every 20 homes listed in Atlantic Beach over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 6 days. Needed price cuts: 70 days, and sold for 92.9% of the first price.
What waiting costs
| Mortgage (principal + interest) | $2,723 |
| Property taxes | $96 |
| Homeowners insurance | $250 |
| Upkeep | $425 |
| Utilities | $250 |
| About | $3,740 |
About $3,740 every month the home sits.
Listings that didn't sell stayed on the market a median of 201 days — roughly $24,800 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 7.03% (Freddie Mac average, 2026-09-24); Carteret County rate 0.225 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
When contracts fall apart
Contracts that fell apart
14%
21 of about 147 before closing
Those homes that later sold
62%
33% never sold
Sold vs. first ask after a fall-through
95.4%
vs. 95.0% on the first contract
Days to sell after a fall-through
91
vs. 37 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 46% · cash 50% · VA 1% · FHA 0%.
If you're selling
- Price it right from day one — homes priced correctly sold in a median of 6 days, versus 70 days for homes that needed cuts
- The $300–400K range struggled most, with a 39% rate of not selling — the $500–750K range did best at 26%
- Waiting has a cost: listings that never sold sat a median of 201 days, and an estimated carrying cost of $24,800 while unsold
- 14% of contracts fell apart (1 in 7) — most often inspection, appraisal or financing issues, so be ready to address issues quickly. Homes that had a contract fall apart and later sold still got 95.4% of asking price, just took longer (91 days vs. 37 days)
If you're buying
- 1 in 3 listings in Atlantic Beach didn't sell, and homes needing price cuts took a median of 70 days — there's room to negotiate on those
- Typical sold price was $510,000, with buyers paying a median of 95.0% of first asking price, and 86% of sales closing below the original asking price
- Half of buyers paid cash (50%), 46% used conventional financing; at a $510,000 example price and 7.03% mortgage rate, estimated monthly carrying cost is about $3,740
Did you know?
- The rate of listings not selling in Atlantic Beach was 33% this year, up slightly from 31% the year before
- Homes that had a contract fall apart and later sold still fetched 95.4% of asking price — even better than the 95.0% first-contract homes got
- Only 1% of buyers used VA loans and 0% used FHA loans in Atlantic Beach over the last 12 months
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Thinking of selling in Atlantic Beach? What it takes and what it costs →
For sellers
Listings that didn't sell
33%
up 2.6 pts from a year ago
63 expired, withdrawn or canceled vs 126 sold
Sold vs. first asking price
95.0%
down 0.5 pts from a year ago
median sale price ÷ original list price
Sold below first asking
86%
share of homes that sold
Price cut on homes that didn't sell
0.0%
median — and they still didn't sell
For buyers
True days on market
47
down 13 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
5.0%
how far under the original price homes sold
Didn't sell, then sold on a relist
11%
of listings that didn't sell the first time
Median sold price
$510K
down 12.1% from a year ago
126 homes sold
The last 24 months
27% latest month · Aug 26
40 latest month · Aug 26
93.9% latest month · Aug 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 16 | 10 | 39% | 48 | 94.9% |
| $300–400K | 22 | 14 | 39% | 50 | 93.0% |
| $400–500K | 19 | 8 | 30% | 37 | 96.1% |
| $500–750K | 28 | 10 | 26% | 52 | 95.6% |
| $750K–1M | 11 | 7 | 39% | 82 | 95.1% |
| $1M+ | 30 | 14 | 32% | 22 | 93.8% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated September 26, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000