$849,000
4 bd · 3 ba · 1,810 sq ft
1125 S Topsail Drive
Surf City, NC, 28445 · Horse Hammock
Listed 172 days ago
Listed by Team Anderson Realty
Open house
Saturday, Sep 26, 11:00 AM – 1:00 PM
Virtual tour
About this home
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.
Facts
- Type
- Single Family Residence
- Year built
- 2003
- Lot
- 0.14 acres
- Community
- Horse Hammock
- County
- Pender
- MLS #
- 100564791
Features
Inside
- Walk-in Closet(s)
- Vaulted Ceiling(s)
- High Ceilings
- Entrance Foyer
- Solid Surface
- Kitchen Island
- Ceiling Fan(s)
- Furnished
- Reverse Floor Plan
- Blinds/Shades
- Eat-in Kitchen
- Walk-In Closet(s)
- LVT/LVP
- Carpet
- Tile
- Built-In Microwave
Outside
- Outdoor Shower
- Open Lot
- Sound Side
- Landscaped
- Ocean
- Sound
- Water
Community
- None
Parking
- Covered
- Additional Parking
- Concrete
- On Site
- Underhouse
Heating & cooling
- Heat Pump
- Electric
- Central Air
- Ceiling Fan(s)
Schools
- Elementary
- Surf City
- Middle
- Surf City
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
Monthly payment estimate
$5,463/mo
- Principal & interest (30-yr fixed)$5,058
- Property taxes (2025 bill)$405
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 1131 S Shore Drive, Surf City | Apr 7, 2026 | 4 / 3 | 1,800 | $1,065,000 | $592 |
| 1103 S Topsail Drive, Surf City | Apr 10, 2026 | 3 / 3 | 1,941 | $840,000 | $433 |
| 1105 S Shore Drive, Surf City | Jun 23, 2026 | 3 / 2 | 1,629 | $855,000 | $525 |
| 123 Coastal Cay, Surf City | Apr 15, 2026 | 4 / 3 | 1,574 | $750,000 | $476 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 1125 S Topsail Drive
1125 S Topsail Drive is a 4-bedroom, 3-bath home of about 1,810 square feet, built in 2003 in Horse Hammock, Surf City, Pender County, NC 28445.
At $849,000, it's 6% below the median asking price ($900,000) of the 31 other 4-bedroom listings for sale in Surf City today.
That's about $469 per square foot, compared with a Surf City median of $441.
3 homes sold there in the last 12 months at a median of $995,000, typically in about 64 days.
Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.
It has been on the market for 173 days.
Horse Hammock neighborhood guideHomes for sale in Surf CityPender County homes
Buying 1125 S Topsail Drive
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 1125 S Topsail Drive? See what it's worth — every online estimate side by side, next to real sales in Horse Hammock.
What's my home worth? →Questions about 1125 S Topsail Drive
How much is 1125 S Topsail Drive?
1125 S Topsail Drive is listed at $849,000 (about $469 per square foot) as of September 23, 2026. Status: for sale.
How many bedrooms and bathrooms does 1125 S Topsail Drive have?
4 bedrooms and 3 bathrooms, with about 1,810 square feet.
What neighborhood is 1125 S Topsail Drive in?
Horse Hammock, in Surf City, Pender County, North Carolina.
How long has 1125 S Topsail Drive been on the market?
173 days. Homes in Horse Hammock sold after a median of 64 days over the past year.
What have homes sold for in Horse Hammock?
3 homes sold in Horse Hammock in the last 12 months, at a median price of $995,000.
When was 1125 S Topsail Drive built?
2003.
Who is the listing broker for 1125 S Topsail Drive?
Team Anderson Realty (MLS #100564791). The Buddy Blake Team can show it to you and answer questions.
Can I tour 1125 S Topsail Drive?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.