$750,000
Sold Apr 15, 2026
4 bd · 3 ba · 1,574 sq ft
123 Coastal Cay
Surf City, NC, 28445 · Live Oaks Of Topsail
Listed by Coldwell Banker Sea Coast Advantage
Sale details
- Sold price
- $750,000
- Sold on
- Apr 15, 2026
- First listed at
- $785,000
- Last asking price
- $775,000 (−1.3%)
- Sold vs. first asking
- 95.5%
- Sold vs. last asking
- 96.8%
- Days on market
- 150
Earlier at this address
| Date | Event | Price |
|---|---|---|
| Oct 4, 2017 | Sold | $313,173 (asked $319,000) |
| Jun 8, 2012 | Sold | $280,100 (asked $279,000) |
| Jun 8, 2012 | Sold | $280,000 (asked $279,000) |
Own a home near 123 Coastal Cay? See what it would sell for today — from what actually closed around you.
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About this home
Situated a short walk from the beach, this 4-bedroom, 3-bath beach house is part of the desirable soundfront community of Live Oaks at Topsail. Offering both sound and ocean views, this home is designed for comfort, style, and coastal living. Inside, you'll find an updated kitchen with breakfast bar, granite countertops, stainless steel appliances, tiled backsplash, and recessed lighting—perfect for everyday living or entertaining. The home also features new wood flooring in bedrooms, custom closet organizers, updated fans and fixtures, expanded trim, and vaulted ceilings that create a light and airy feel. A Culligan water filtration system assures clean, filtered water throughout the home. Each of the home's 4 bedrooms enjoys direct access to one of multiple decks, ideal for soaking in the views and sea breeze. The ground level offers an enclosed garage with parking for up to three cars, a storage room, and a large outdoor shower—a must for beach living. Community amenities include a dock, kayak launch, swimming pool, courtyard and small clubhouse. With short-term rentals permitted, this home is a fantastic option for a primary residence, second home, or investment property. Recent updates include HVAC systems replaced in 2020 with maintenance plan and a termite bond in place for added peace of mind. Experience coastal living with all the benefits of a vibrant community and the convenience of a turn key property. Seller will consider leaving home furnished for the right offer.
Facts
- Type
- Single Family Residence
- Year built
- 2011
- Lot
- 0.03 acres
- Garage
- 2 spaces
- HOA
- $1,840 / annually
- Community
- Live Oaks Of Topsail
- County
- Pender
- MLS #
- 100533834
Features
Inside
- Vaulted Ceiling(s)
- High Ceilings
- Solid Surface
- Ceiling Fan(s)
- Reverse Floor Plan
- Blinds/Shades
- Tile
- Wood
- Electric Oven
- Electric Cooktop
- Built-In Microwave
- Water Softener
- Washer
- Refrigerator
- Range
- Dryer
Outside
- Outdoor Shower
- Deeded Waterfront
- Pier
- Sound Side
- Water Access Comm
- ICW
- Ocean
- Sound
- Water
Community
- Waterfront Community
- Billiard Room
- Boat Dock
- Clubhouse
- Community Pool
- Maintenance Common Areas
- Maintenance Grounds
- Management
- Owner Pets Only
Parking
- Garage Door Opener
- Off Street
- On Site
- Garage
Heating & cooling
- Heat Pump
- Electric
- Forced Air
- Central Air
Schools
- Elementary
- Surf City
- Middle
- Surf City
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
About 123 Coastal Cay
123 Coastal Cay is a 4-bedroom, 3-bath home of about 1,574 square feet, built in 2011 in Live Oaks Of Topsail, Surf City, Pender County, NC 28445.
At $775,000, it's 13% below the median asking price ($887,500) of the 32 other 4-bedroom listings for sale in Surf City today.
That's about $492 per square foot, compared with a Surf City median of $445.
1 other home is for sale in Live Oaks Of Topsail right now (median asking $925,000); 1 home sold there in the last 12 months at a median of $750,000, typically in about 186 days.
Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.
Live Oaks Of Topsail neighborhood guideHomes for sale in Surf CityPender County homes
Own a home near 123 Coastal Cay? See what it's worth — every online estimate side by side, next to real sales in Live Oaks Of Topsail.
What's my home worth? →Questions about 123 Coastal Cay
How much is 123 Coastal Cay?
123 Coastal Cay is listed at $775,000 (about $492 per square foot) as of September 23, 2026. Status: closed.
How many bedrooms and bathrooms does 123 Coastal Cay have?
4 bedrooms and 3 bathrooms, with about 1,574 square feet.
What neighborhood is 123 Coastal Cay in?
Live Oaks Of Topsail, in Surf City, Pender County, North Carolina.
What have homes sold for in Live Oaks Of Topsail?
1 home sold in Live Oaks Of Topsail in the last 12 months, at a median price of $750,000.
Does 123 Coastal Cay have an HOA fee?
Yes: $1,840 (annually), per the MLS.
When was 123 Coastal Cay built?
2011.
Who is the listing broker for 123 Coastal Cay?
Coldwell Banker Sea Coast Advantage (MLS #100533834). The Buddy Blake Team can show it to you and answer questions.