$699,000
3 bd · 2 ba · 1,260 sq ft
1122 S Topsail Drive
Surf City, NC, 28445 · Horse Hammock Beach
Listed by eXp Realty
About this home
Welcome to Sea Salt Cottage an adorable, fully furnished coastal retreat that is both turn-key and income-producing, perfectly suited as a primary residence, second home, or investment property. This charming beach cottage features 3 bedrooms and 2 bathrooms, along with a spacious family room designed for relaxing after a day in the sun. The attached garage has been thoughtfully transformed into a game room and hangout space, complete with a Pac-Man machine and corn hole setup, creating the ultimate spot for entertaining family and guests. The home has been freshly painted and thoughtfully updated, including a new water heater (2024) and an encapsulated crawl space with dehumidifier, offering added efficiency and peace of mind. The kitchen is equipped with stainless steel appliances and a dishwasher, blending functionality with style. Step outside to enjoy the coastal lifestyle with a spacious front porch perfect for morning coffee, and a private gravel patio with string lights in the backyard, ideal for evenings under the stars. The property also comes with bikes, making trips to the beach even more enjoyable--just a short walk away. Whether you're looking to generate rental income or create your own beachside escape, Sea Salt Cottage offers the perfect blend of comfort, charm, and investment potential.
Facts
- Type
- Single Family Residence
- Year built
- 1969
- Lot
- 0.15 acres
- Garage
- 1 space
- Community
- Horse Hammock Beach
- County
- Pender
- MLS #
- 100569125
Features
Inside
- Master Downstairs
- Bookcases
- LVT/LVP
- Tile
- Electric Oven
- Refrigerator
- Ice Maker
- Dishwasher
Outside
- Outdoor Grill
- Third Row
Community
- None
Parking
- Garage Faces Front
- Off Street
Heating & cooling
- Electric
- Heat Pump
- Central Air
Schools
- Elementary
- Surf City
- Middle
- Surf City
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
Monthly payment estimate
$4,164/mo
- Principal & interest (30-yr fixed)$4,164
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 1027 S Shore Drive, Surf City | Apr 21, 2026 | 6 / 3 | 1,046 | $648,000 | $620 |
| 123 Coastal Cay, Surf City | Apr 15, 2026 | 4 / 3 | 1,574 | $750,000 | $476 |
| 819 S Topsail Drive, Surf City | May 21, 2026 | 3 / 3 | 1,315 | $618,000 | $470 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 1122 S Topsail Drive
1122 S Topsail Drive is a 3-bedroom, 2-bath home of about 1,260 square feet, built in 1969 in Horse Hammock Beach, Surf City, Pender County, NC 28445.
At $699,000, it's right around the median asking price ($712,500) of the 28 other 3-bedroom listings for sale in Surf City today.
That's about $555 per square foot, compared with a Surf City median of $445.
1 other home is for sale in Horse Hammock Beach right now (median asking $330,000); 2 homes sold there in the last 12 months at a median of $751,500, typically in about 226 days.
Across ZIP 28445, 402 3-bedroom homes sold in the past year at a median of $323,000.
Horse Hammock Beach neighborhood guideHomes for sale in Surf CityPender County homes
Buying 1122 S Topsail Drive
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 1122 S Topsail Drive? See what it's worth — every online estimate side by side, next to real sales in Horse Hammock Beach.
What's my home worth? →Questions about 1122 S Topsail Drive
How much is 1122 S Topsail Drive?
1122 S Topsail Drive is listed at $699,000 (about $555 per square foot) as of September 23, 2026. Status: active under contract.
How many bedrooms and bathrooms does 1122 S Topsail Drive have?
3 bedrooms and 2 bathrooms, with about 1,260 square feet.
What neighborhood is 1122 S Topsail Drive in?
Horse Hammock Beach, in Surf City, Pender County, North Carolina.
What have homes sold for in Horse Hammock Beach?
2 homes sold in Horse Hammock Beach in the last 12 months, at a median price of $751,500.
When was 1122 S Topsail Drive built?
1969.
Who is the listing broker for 1122 S Topsail Drive?
eXp Realty (MLS #100569125). The Buddy Blake Team can show it to you and answer questions.
Can I tour 1122 S Topsail Drive?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.