Coldwell Banker Sea Coast Advantage
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$790,000

3 bd · 4 ba · 3,549 sq ft

109 Key West Lane

Newport, NC, 28570 · Cottage Pointe

Listed 241 days ago

Hive MLSListed by United Country Respess Wilder

3D tour

About this home

Welcome to 109 Key West Lane, a beautifully crafted custom home located in the desirable Cottage Pointe subdivision of Newport, NC. This thoughtfully designed 3-bedroom, 3.5-bath residence offers exceptional quality, functionality, and coastal charm, all in a well-maintained setting that shows very little wear and tear. The exterior is equally impressive, featuring lush, professionally landscaped grounds supported by an irrigation system fed by a private well, a metal roof, and durable fiber cement siding. A large concrete driveway provides ample parking for vehicles, boats, or other toys, while a detached storage building adds even more utility. Outdoor living is abundant with a spacious back deck, three screened private porches, and a third-level sun deck, perfect for relaxing or entertaining. Inside, the home is designed for comfort and convenience across three levels, all accessible by a private elevator. The main level features a large kitchen and dining area that flows seamlessly into the great room, along with a primary suite on the main floor. Storage is plentiful throughout, with large closets and walk-in attic spaces. The first level offers a fantastic family room with a wet bar, a full bath, and an exceptionally large flex room suitable for a game room, office, or guest space. A two-car garage completes this level, providing both parking and additional storage. Located just minutes from Morehead City, Swansboro, and area beaches, this home also includes water access to Broad Creek via the community boat dock, making it ideal for boating and coastal living. This is a rare opportunity to own a high-quality, move-in-ready home in a peaceful waterfront community.

Facts

Type
Single Family Residence
Year built
2008
Lot
0.44 acres
Garage
2 spaces
HOA
$450 / annually
Community
Cottage Pointe
County
Carteret
MLS #
100551444

Features

Inside

  • Walk-in Closet(s)
  • Tray Ceiling(s)
  • High Ceilings
  • Kitchen Island
  • Elevator
  • Ceiling Fan(s)
  • Wet Bar
  • Gas Log
  • Walk-In Closet(s)
  • Carpet
  • Tile
  • Wood
  • Washer
  • Refrigerator
  • Ice Maker
  • Dryer

Outside

  • Irrigation System
  • Open Lot
  • Water Access Comm

Community

  • Boat Dock

Parking

  • Garage Faces Front
  • Concrete
  • Garage

Heating & cooling

  • Electric
  • Forced Air
  • Heat Pump
  • Central Air
  • Ceiling Fan(s)

Schools

Elementary
Bogue Sound
Middle
Broad Creek
High
Croatan

As listed in the MLS. School assignments can change — confirm with the district for this address.

Monthly payment estimate

$4,966/mo

  • Principal & interest (30-yr fixed)$4,745
  • Property taxes (2024 bill)$184
  • HOA dues$38

Estimate only. Rate is the national 30-year average (7.03% as of Sep 24, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
106 Key West Lane, NewportJun 24, 20263 / 43,712$789,000$213
241 Salt Meadow Lane, NewportJul 7, 20264 / 33,320$585,000$176
267 Salt Meadow Lane Lot 60, NewportJul 17, 20264 / 33,278$595,000$182
444 Pearson Circle, NewportSep 18, 20264 / 53,050$825,000$270

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Newport? Local guides

About 109 Key West Lane

109 Key West Lane is a 3-bedroom, 4-bath home of about 3,549 square feet, built in 2008, on 0.44 acres in Cottage Pointe, Newport, Carteret County, NC 28570.

At $790,000, it's 119% above the median asking price ($359,950) of the 60 other 3-bedroom listings for sale in Newport today.

That's about $223 per square foot, compared with a Newport median of $239.

1 other home is for sale in Cottage Pointe right now (median asking $234,000); 2 homes sold there in the last 12 months at a median of $494,500, typically in about 136 days.

Across ZIP 28570, 204 3-bedroom homes sold in the past year at a median of $323,450.

It has been on the market for 242 days.

Cottage Pointe neighborhood guideHomes for sale in NewportCarteret County homes

Buying 109 Key West Lane

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 109 Key West Lane? See what it's worth — every online estimate side by side, next to real sales in Cottage Pointe.

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Questions about 109 Key West Lane

How much is 109 Key West Lane?

109 Key West Lane is listed at $790,000 (about $223 per square foot) as of September 26, 2026. Status: for sale.

How many bedrooms and bathrooms does 109 Key West Lane have?

3 bedrooms and 4 bathrooms, with about 3,549 square feet.

What neighborhood is 109 Key West Lane in?

Cottage Pointe, in Newport, Carteret County, North Carolina.

How long has 109 Key West Lane been on the market?

242 days. Homes in Cottage Pointe sold after a median of 136 days over the past year.

What have homes sold for in Cottage Pointe?

2 homes sold in Cottage Pointe in the last 12 months, at a median price of $494,500.

Does 109 Key West Lane have an HOA fee?

Yes: $450 (annually), per the MLS.

When was 109 Key West Lane built?

2008.

Who is the listing broker for 109 Key West Lane?

United Country Respess Wilder (MLS #100551444). The Buddy Blake Team can show it to you and answer questions.

Can I tour 109 Key West Lane?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by United Country Respess Wilder via Hive MLS.