Homes under $400K for sale in Wayne County, NC

Homes listed under $400,000.

314

For sale now

30 new this week

$276,900

Middle asking price

$158/sq ft

$264,779

Middle sale price

987 sold, last 12 mo

98%

Of first asking price

what sellers received

47

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 16, 2026, there are 314 homes under $400K for sale in Wayne County, NC, with a middle asking price of $276,900 (from $45,000 to $399,900). 30 came on the market in the last week. Another 118 are under contract.

In the 12 months through October 16, 2026, 987 sold at a middle price of $264,779, typically for 98% of the first asking price after about 47 days on the market.

The most choices right now are in Franklin Landing, Derby Ridge, Hunters Trace.

Newest homes under $400K in Wayne County

Page 1 of 14 · 314 for sale · newest first

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Price mix

  • Under $300K211
  • $300K–$500K103
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Towns in Wayne County

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Wayne County, NC?

As of October 16, 2026, there are 314 homes under $400K for sale in Wayne County, NC, with a middle asking price of $276,900 (from $45,000 to $399,900). 30 came on the market in the last week. Another 118 are under contract.

What do homes under $400K cost in Wayne County, NC?

As of October 16, 2026, the middle asking price is $276,900, about $158 per square foot for a typical 1,725 sq ft. Under $300K: 211; $300K–$500K: 103.

What did homes under $400K sell for in Wayne County, NC last year?

In the 12 months through October 16, 2026, 987 sold at a middle price of $264,779, typically for 98% of the first asking price after about 47 days on the market.

How fast do homes under $400K sell in Wayne County, NC?

In the 12 months through October 16, 2026 they typically sold in about 47 days, at 98% of the first asking price.

Which communities in Wayne County, NC have the most homes under $400K for sale?

As of October 16, 2026, Franklin Landing (9), Derby Ridge (8), Hunters Trace (8), Creeks Edge (7), Jefferson Park (7), Piper Pointe (6).

How do I estimate a monthly payment on a home in Wayne County, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Wayne County, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.