$399,000
median sale price
31 days
median time to sell, from the first day listed
96.8%
of the first asking price, at the median
1 in 4
listings didn't sell (26%)
Which pile do you want your home in?
Out of every 20 homes listed in Swansboro over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
The first price does most of the work
Priced right from day one
21 days
median to sell, for the 57 Swansboro homes that sold for 97% or more of their first asking price.
Needed price cuts
72 days
for the 63 that sold for less — at a median of 93.8% of the first price.
By price range: 32% of homes first listed at Under $300K didn't sell, compared with 21% at $500–750K.
Your competition right now
Buyers compare your home with these. Live from the MLS.
52 homes for sale in Swansboro
4 new this week
11 cut their price in the last 30 days
What waiting costs
| Mortgage (principal + interest) | $2,113 |
| Property taxes | $218 |
| Homeowners insurance | $250 |
| Upkeep | $333 |
| Utilities | $250 |
| About | $3,160 |
About $3,160 every month the home sits.
Swansboro listings that didn't sell stayed on the market a median of 124 days — roughly $12,900 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 6.95% (Freddie Mac average, 2026-09-17); Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
How we sell Swansboro homes
Inspect before we list
We pay for a pre-market inspection, so surprises are found on your schedule — not the buyer's.
Price it on real sales
We show you the Swansboro sales that matter and recommend a price. The final call is yours.
A net sheet with every offer
You see what you'd actually walk away with before you answer.
An easy exit
End the listing anytime you're not under contract. We absorb what we've spent.
What's my Swansboro home worth?
See every major online estimate side by side — and homes like yours that actually sold. Nothing to sign up for.
When you want a real number for your home, talk to Buddy directly.
Selling in Swansboro: questions, answered
What's my home worth in Swansboro?
The median home in Swansboro sold for $399,000 over the last 12 months, but your home's value depends on its size, condition, lot and street. Online estimates often disagree with each other by a lot. Use the tool on this page to see every major estimate side by side next to real Swansboro sales, or call us for a price based on the homes that actually compete with yours.
Is it a good time to sell a house in Swansboro?
Over the last 12 months in Swansboro, 26% of listings didn't sell, compared with 24% the year before, and homes that sold took a median of 31 days vs. 32 days. Homes are selling, but price decides which pile yours lands in. Homes that sold for 97% or more of their first asking price took a median of 21 days. Homes that needed price cuts took 72 days.
How long does it take to sell a house in Swansboro?
A median of 31 days on the market for homes that sold in Swansboro, counted from the first day listed (we count relists as one listing, so the number isn't flattered). After you accept an offer, a financed sale in North Carolina usually takes another 30 to 45 days to close; cash can close faster.
Why don't some homes in Swansboro sell?
43 Swansboro listings expired, were withdrawn or were canceled in the last 12 months — about 26%. They had cut their price by a median of 2.0% and still didn't sell. Price range matters: 32% of homes first listed at Under $300K didn't sell, compared with 21% at $500–750K. Some owners stop for personal reasons, but the most common story is a first price the market didn't accept.
What does it cost to sell a house in North Carolina?
North Carolina's excise tax is $1 for every $500 of the sale price — about $798 on a $399,000 home. Sellers also typically pay to prepare the deed, pay off any mortgage, their share of this year's property taxes (prorated to closing day), any HOA letters or transfer charges, and whatever repairs or credits they agree to after the buyer's inspection. Before you answer any offer, we give you a net sheet showing what you'd actually walk away with.
How often do contracts fall apart in Swansboro?
About 19% of Swansboro contracts in the last 12 months ended before closing and the home came back on the market. Homes that sold after a failed contract went for 95.4% of their first asking price, vs. 97.1% for homes that closed on the first contract. Inspection findings, low appraisals and buyer financing are the usual reasons — which is why we inspect before listing and require a pre-approval or proof of funds with every offer.
Should I take a cash offer for my Swansboro house?
Buyers paid cash on about 20% of Swansboro sales in the last 12 months. A cash offer trades price for speed and certainty. If you want one, we can get you a guaranteed cash offer through an investor partner — it will be well below market, but it's there as a backstop while your home is listed.
What if I list and change my mind?
With us you can end the listing anytime you're not under contract. We absorb what we've spent up front — inspection, photos, all of it.