$580,000
median sale price
65 days
median time to sell, from the first day listed
96.7%
of the first asking price, at the median
1 in 3
listings didn't sell (32%)
Which pile do you want your home in?
Out of every 20 homes listed in Surf City over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
The first price does most of the work
Priced right from day one
27 days
median to sell, for the 112 Surf City homes that sold for 97% or more of their first asking price.
Needed price cuts
106 days
for the 129 that sold for less — at a median of 93.5% of the first price.
By price range: 47% of homes first listed at $1M+ didn't sell, compared with 7% at $300–400K.
Your competition right now
Buyers compare your home with these. Live from the MLS.
112 homes for sale in Surf City
6 new this week
18 cut their price in the last 30 days
What waiting costs
| Mortgage (principal + interest) | $3,071 |
| Property taxes | $356 |
| Homeowners insurance | $250 |
| Upkeep | $483 |
| Utilities | $250 |
| About | $4,410 |
About $4,410 every month the home sits.
Surf City listings that didn't sell stayed on the market a median of 176 days — roughly $25,500 in holding costs, and the home still didn't sell.
An example, not a quote: 20% down, 30-year fixed at 6.95% (Freddie Mac average, 2026-09-17); Pender County rate 0.7375 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates. If your home is paid off, the mortgage line drops out — the rest still adds up.
Neighborhoods in Surf City
| Neighborhood | Sold | % didn't sell | Days to sell | Sold vs. first ask |
|---|---|---|---|---|
| Waterside | 85 | 8% | 47 | 96.5% |
How we sell Surf City homes
Inspect before we list
We pay for a pre-market inspection, so surprises are found on your schedule — not the buyer's.
Price it on real sales
We show you the Surf City sales that matter and recommend a price. The final call is yours.
A net sheet with every offer
You see what you'd actually walk away with before you answer.
An easy exit
End the listing anytime you're not under contract. We absorb what we've spent.
What's my Surf City home worth?
See every major online estimate side by side — and homes like yours that actually sold. Nothing to sign up for.
When you want a real number for your home, talk to Buddy directly.
Selling in Surf City: questions, answered
What's my home worth in Surf City?
The median home in Surf City sold for $580,000 over the last 12 months, but your home's value depends on its size, condition, lot and street. Online estimates often disagree with each other by a lot. Use the tool on this page to see every major estimate side by side next to real Surf City sales, or call us for a price based on the homes that actually compete with yours.
Is it a good time to sell a house in Surf City?
Over the last 12 months in Surf City, 32% of listings didn't sell, compared with 26% the year before, and homes that sold took a median of 65 days vs. 34 days. Homes are selling, but price decides which pile yours lands in. Homes that sold for 97% or more of their first asking price took a median of 27 days. Homes that needed price cuts took 106 days.
How long does it take to sell a house in Surf City?
A median of 65 days on the market for homes that sold in Surf City, counted from the first day listed (we count relists as one listing, so the number isn't flattered). After you accept an offer, a financed sale in North Carolina usually takes another 30 to 45 days to close; cash can close faster.
Why don't some homes in Surf City sell?
111 Surf City listings expired, were withdrawn or were canceled in the last 12 months — about 32%. They had cut their price by a median of 2.4% and still didn't sell. Price range matters: 47% of homes first listed at $1M+ didn't sell, compared with 7% at $300–400K. Some owners stop for personal reasons, but the most common story is a first price the market didn't accept.
What does it cost to sell a house in North Carolina?
North Carolina's excise tax is $1 for every $500 of the sale price — about $1,160 on a $580,000 home. Sellers also typically pay to prepare the deed, pay off any mortgage, their share of this year's property taxes (prorated to closing day), any HOA letters or transfer charges, and whatever repairs or credits they agree to after the buyer's inspection. Before you answer any offer, we give you a net sheet showing what you'd actually walk away with.
How often do contracts fall apart in Surf City?
About 23% of Surf City contracts in the last 12 months ended before closing and the home came back on the market. Homes that sold after a failed contract went for 95.2% of their first asking price, vs. 97.1% for homes that closed on the first contract. Inspection findings, low appraisals and buyer financing are the usual reasons — which is why we inspect before listing and require a pre-approval or proof of funds with every offer.
Should I take a cash offer for my Surf City house?
Buyers paid cash on about 18% of Surf City sales in the last 12 months. A cash offer trades price for speed and certainty. If you want one, we can get you a guaranteed cash offer through an investor partner — it will be well below market, but it's there as a backstop while your home is listed.
What if I list and change my mind?
With us you can end the listing anytime you're not under contract. We absorb what we've spent up front — inspection, photos, all of it.