$899,000

5 bd · 3 ba · 2,159 sq ft

8020 8th Street

Surf City, NC, 28445 · Old Settlers Beach

Listed 28 days ago

Listed by REAL Broker LLC

Virtual tour

About this home

Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

Facts

Type: Single Family Residence
Year built: 2021
Lot: 0.15 acres
Community: Old Settlers Beach
County: Onslow
MLS #: 100598677

Features

Inside

Master Downstairs
Vaulted Ceiling(s)
Reverse Floor Plan
LVT/LVP
Mini Refrigerator
Built-In Microwave
Washer
Refrigerator
Range
Ice Maker
Dryer
Dishwasher

Outside

Outdoor Shower
Gas Grill
DP50 Windows
Cul-De-Sac
Open Lot
Boat Ramp
Deeded Water Access
Ocean Side
Canal
ICW
Ocean
Sound
Water

Community

None

Parking

Circular Driveway
Off Street
On Site
Paved
Unpaved

Heating & cooling

Electric
Forced Air
Central Air

Schools

Elementary: Coastal Elementary
Middle: Dixon
High: Dixon

As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.

Monthly payment estimate

$5,615/mo

Down paymentRate

Principal & interest (30-yr fixed)$5,356
Property taxes (2026 bill)$259

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this in Old Settlers Beach

Home	Sold	Bd / Ba	Sq ft	Price	$ / sq ft
4059 4th Street, Surf City	Jul 23, 2026	4 / 3	1,632	$1,200,000	$735
3083 3rd Street, Surf City	May 26, 2026	3 / 2	2,520	$1,200,000	$476
6114 6th Street, Surf City	May 14, 2026	3 / 2	1,660	$838,500	$505
2005 N Shore Drive, Surf City	Feb 4, 2026	3 / 3	1,698	$800,000	$471

Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Surf City? Local guides

One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.

About 8020 8th Street

8020 8th Street is a 5-bedroom, 3-bath home of about 2,159 square feet, built in 2021 in Old Settlers Beach, Surf City, Onslow County, NC 28445.

At $899,000, it's 28% below the median asking price ($1,250,000) of the 11 other 5-bedroom listings for sale in Surf City today.

That's about $416 per square foot, compared with a Surf City median of $449.

17 other homes are for sale in Old Settlers Beach right now (median asking $940,000); 31 homes sold there in the last 12 months at a median of $689,000, typically in about 66 days.

Across ZIP 28445, 32 5-bedroom homes sold in the past year at a median of $751,250.

It has been on the market for 29 days.

Old Settlers Beach neighborhood guide Homes for sale in Surf City Onslow County homes

Buying 8020 8th Street

See it in person. Pick a time and we'll call to confirm — often same day.
Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
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Own a home near 8020 8th Street? See what it's worth — every online estimate side by side, next to real sales in Old Settlers Beach.

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Questions about 8020 8th Street

How much is 8020 8th Street?

8020 8th Street is listed at $899,000 (about $416 per square foot) as of September 23, 2026. Status: for sale.

How many bedrooms and bathrooms does 8020 8th Street have?

5 bedrooms and 3 bathrooms, with about 2,159 square feet.

What neighborhood is 8020 8th Street in?

Old Settlers Beach, in Surf City, Onslow County, North Carolina.

How long has 8020 8th Street been on the market?

29 days. Homes in Old Settlers Beach sold after a median of 66 days over the past year.

What have homes sold for in Old Settlers Beach?

31 homes sold in Old Settlers Beach in the last 12 months, at a median price of $689,000.

When was 8020 8th Street built?

2021.

Who is the listing broker for 8020 8th Street?

REAL Broker LLC (MLS #100598677). The Buddy Blake Team can show it to you and answer questions.

Can I tour 8020 8th Street?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.