$283,180

3 bd · 3 ba · 1,373 sq ft

408 Flay Drive

Holly Ridge, NC, 28445 · Gateway Commons

Hive MLSListed by Dream Finders Realty LLC

About this home

''This move-in ready Watercrest townhome offers low-maintenance coastal living in the desirable Gateway Commons community in Holly Ridge, North Carolina, just a short drive from Topsail Island beaches. The open-concept first floor features LVP flooring, a bright living area, and a streamlined kitchen with granite countertops, stainless steel appliances, and generous cabinet storage. The layout flows seamlessly into the dining area and out to a private rear patio, perfect for grilling and outdoor relaxation. Upstairs, the primary suite includes a double vanity bathroom and walk-in closet, while two additional bedrooms offer flexibility for family, guests, or a home office setup. Soft carpeting adds comfort throughout the upper level. This home includes a Quick Move-In Package with washer, dryer, full kitchen appliance suite, blinds throughout, and a garage door opener. The two-car garage provides ample space for beach gear, bikes, and storage. Conveniently located about 10-20 minutes from multiple beach access points along the Topsail coastline, including Surf City Beach Access. ''

Facts

Type
Townhouse
Year built
2026
Lot
0.04 acres
Garage
2 spaces
HOA
$1,080 / annually
Community
Gateway Commons
County
Onslow
MLS #
100585006

Features

Inside

  • Walk-in Closet(s)
  • High Ceilings
  • Ceiling Fan(s)
  • Walk-in Shower
  • Blinds/Shades
  • Walk-In Closet(s)
  • LVT/LVP
  • Carpet
  • Electric Oven
  • Built-In Microwave
  • Washer
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Outside

  • End Unit

Community

  • Maintenance Common Areas
  • Picnic Area
  • Trash

Parking

  • Garage Faces Front
  • Concrete
  • Garage Door Opener
  • Garage

Heating & cooling

  • Electric
  • Forced Air
  • Central Air

Schools

Elementary
Coastal Elementary
Middle
Dixon
High
Dixon

As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.

Monthly payment estimate

$1,777/mo

  • Principal & interest (30-yr fixed)$1,687
  • HOA dues$90

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this in Gateway Commons

HomeSoldBd / BaSq ftPrice$ / sq ft
227 Senna Drive, Holly RidgeAug 31, 20263 / 31,422$270,000$190
239 Senna Drive, Holly RidgeAug 26, 20263 / 31,373$285,180$208
233 Senna Drive, Holly RidgeAug 20, 20263 / 31,373$281,180$205
229 Senna Drive, Holly RidgeJul 24, 20263 / 31,373$285,180$208

Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Holly Ridge? Local guides

About 408 Flay Drive

408 Flay Drive is a 3-bedroom, 3-bath townhome of about 1,373 square feet, built in 2026 in Gateway Commons, Holly Ridge, Onslow County, NC 28445.

At $283,180, it's 4% below the median asking price ($294,900) of the 77 other 3-bedroom listings for sale in Holly Ridge today.

That's about $206 per square foot, compared with a Holly Ridge median of $196.

21 other homes are for sale in Gateway Commons right now (median asking $275,000); 5 homes sold there in the last 12 months at a median of $281,180, typically in about 148 days.

Across ZIP 28445, 402 3-bedroom homes sold in the past year at a median of $323,000.

Buying 408 Flay Drive

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 408 Flay Drive? See what it's worth — every online estimate side by side, next to real sales in Gateway Commons.

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Questions about 408 Flay Drive

How much is 408 Flay Drive?

408 Flay Drive is listed at $283,180 (about $206 per square foot) as of September 23, 2026. Status: active under contract.

How many bedrooms and bathrooms does 408 Flay Drive have?

3 bedrooms and 3 bathrooms, with about 1,373 square feet.

What neighborhood is 408 Flay Drive in?

Gateway Commons, in Holly Ridge, Onslow County, North Carolina.

What have homes sold for in Gateway Commons?

5 homes sold in Gateway Commons in the last 12 months, at a median price of $281,180.

Does 408 Flay Drive have an HOA fee?

Yes: $1,080 (annually), per the MLS.

When was 408 Flay Drive built?

2026 — it's new construction.

Who is the listing broker for 408 Flay Drive?

Dream Finders Realty LLC (MLS #100585006). The Buddy Blake Team can show it to you and answer questions.

Can I tour 408 Flay Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Dream Finders Realty LLC via Hive MLS.