$278,630

3 bd · 3 ba · 1,422 sq ft

406 Flay Drive

Holly Ridge, NC, 28445 · Gateway Commons

Listed 87 days ago

Hive MLSListed by Dream Finders Realty LLC

Open house

Friday, Sep 25, 1:00 PM – 4:00 PM

Saturday, Sep 26, 1:00 PM – 4:00 PM

Sunday, Sep 27, 1:00 PM – 4:00 PM

About this home

''This move-in ready Woodford townhome in Holly Ridge, North Carolina presents an excellent opportunity for primary residence or investment just minutes from Topsail Island beaches. The open-concept main level is designed for functionality and flow, featuring LVP flooring and a modern kitchen that connects seamlessly to the living and dining areas. The layout is ideal for entertaining, vacation use, or long-term rental potential. Upstairs, the primary suite includes a private bath with dual vanities, while two additional bedrooms offer flexible space for guests or tenants. Neutral finishes throughout create a clean, low-maintenance aesthetic. This home includes a full Quick Move-In Package with stainless steel appliances, washer, dryer, blinds, and a garage door opener--allowing immediate occupancy with minimal setup. Strategically located between coastal recreation and regional job centers, including Wilmington, North Carolina and Jacksonville, North Carolina, making it attractive for both homeowners and investors.''

Facts

Type
Townhouse
Year built
2026
Lot
0.4 acres
Garage
1 space
HOA
$1,080 / annually
Community
Gateway Commons
County
Onslow
MLS #
100585005

Features

Inside

  • Walk-in Closet(s)
  • High Ceilings
  • Ceiling Fan(s)
  • Walk-in Shower
  • Blinds/Shades
  • Walk-In Closet(s)
  • LVT/LVP
  • Carpet
  • Electric Oven
  • Built-In Microwave
  • Washer
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Outside

  • End Unit

Community

  • Maintenance Common Areas
  • Picnic Area
  • Trash

Parking

  • Concrete
  • Garage Door Opener
  • Garage

Heating & cooling

  • Electric
  • Forced Air
  • Central Air
  • Ceiling Fan(s)

Schools

Elementary
Coastal Elementary
Middle
Dixon
High
Dixon

As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.

Monthly payment estimate

$1,750/mo

  • Principal & interest (30-yr fixed)$1,660
  • HOA dues$90

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this in Gateway Commons

HomeSoldBd / BaSq ftPrice$ / sq ft
227 Senna Drive, Holly RidgeAug 31, 20263 / 31,422$270,000$190
239 Senna Drive, Holly RidgeAug 26, 20263 / 31,373$285,180$208
233 Senna Drive, Holly RidgeAug 20, 20263 / 31,373$281,180$205
229 Senna Drive, Holly RidgeJul 24, 20263 / 31,373$285,180$208

Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Holly Ridge? Local guides

About 406 Flay Drive

406 Flay Drive is a 3-bedroom, 3-bath townhome of about 1,422 square feet, built in 2026, on 0.4 acres in Gateway Commons, Holly Ridge, Onslow County, NC 28445.

At $278,630, it's 6% below the median asking price ($294,900) of the 76 other 3-bedroom listings for sale in Holly Ridge today.

That's about $196 per square foot, compared with a Holly Ridge median of $195.

20 other homes are for sale in Gateway Commons right now (median asking $275,000); 5 homes sold there in the last 12 months at a median of $281,180, typically in about 148 days.

Across ZIP 28445, 402 3-bedroom homes sold in the past year at a median of $323,000.

It has been on the market for 88 days.

Buying 406 Flay Drive

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 406 Flay Drive? See what it's worth — every online estimate side by side, next to real sales in Gateway Commons.

What's my home worth? →

Questions about 406 Flay Drive

How much is 406 Flay Drive?

406 Flay Drive is listed at $278,630 (about $196 per square foot) as of September 23, 2026. Status: for sale.

How many bedrooms and bathrooms does 406 Flay Drive have?

3 bedrooms and 3 bathrooms, with about 1,422 square feet.

What neighborhood is 406 Flay Drive in?

Gateway Commons, in Holly Ridge, Onslow County, North Carolina.

How long has 406 Flay Drive been on the market?

88 days. Homes in Gateway Commons sold after a median of 148 days over the past year.

What have homes sold for in Gateway Commons?

5 homes sold in Gateway Commons in the last 12 months, at a median price of $281,180.

Does 406 Flay Drive have an HOA fee?

Yes: $1,080 (annually), per the MLS.

When was 406 Flay Drive built?

2026 — it's new construction.

Who is the listing broker for 406 Flay Drive?

Dream Finders Realty LLC (MLS #100585005). The Buddy Blake Team can show it to you and answer questions.

Can I tour 406 Flay Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Dream Finders Realty LLC via Hive MLS.