$283,180

3 bd · 3 ba · 1,373 sq ft

400 Flay Drive

Holly Ridge, NC, 28445 · Gateway Commons

Hive MLSListed by Dream Finders Realty LLC

About this home

''Welcome to this beautifully upgraded Watercrest end-unit townhome in Holly Ridge, North Carolina, offering coastal convenience just minutes from Topsail Island. This 3-bedroom, 2.5-bath residence features enhanced natural light throughout thanks to additional side windows unique to end units. The main level showcases durable LVP flooring and a modern kitchen with quartz countertops, stainless steel appliances, and a large center island that opens directly into the dining and living areas--ideal for entertaining after a day at the beach. A glass door leads to a private patio. Upstairs, the primary suite includes a spacious walk-in closet and ensuite bath with dual vanities. Two additional bedrooms and a full bath provide flexible space for guests or remote work. Additional highlights include a two-car garage, and a full kitchen appliance suite with washer and dryer included. Located approximately 15 minutes from beach access in Surf City, North Carolina.''

Facts

Type
Townhouse
Year built
2026
Lot
0.04 acres
Garage
2 spaces
HOA
$1,080 / annually
Community
Gateway Commons
County
Onslow
MLS #
100584956

Features

Inside

  • Walk-in Closet(s)
  • High Ceilings
  • Ceiling Fan(s)
  • Walk-in Shower
  • Blinds/Shades
  • Walk-In Closet(s)
  • LVT/LVP
  • Carpet
  • Electric Oven
  • Built-In Microwave
  • Washer
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Outside

  • End Unit

Community

  • Maintenance Common Areas
  • Picnic Area
  • Trash

Parking

  • Garage Faces Front
  • Concrete
  • Garage Door Opener
  • Garage

Heating & cooling

  • Electric
  • Forced Air
  • Central Air

Schools

Elementary
Coastal Elementary
Middle
Dixon
High
Dixon

As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.

Monthly payment estimate

$1,777/mo

  • Principal & interest (30-yr fixed)$1,687
  • HOA dues$90

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this in Gateway Commons

HomeSoldBd / BaSq ftPrice$ / sq ft
227 Senna Drive, Holly RidgeAug 31, 20263 / 31,422$270,000$190
239 Senna Drive, Holly RidgeAug 26, 20263 / 31,373$285,180$208
233 Senna Drive, Holly RidgeAug 20, 20263 / 31,373$281,180$205
229 Senna Drive, Holly RidgeJul 24, 20263 / 31,373$285,180$208

Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Holly Ridge? Local guides

About 400 Flay Drive

400 Flay Drive is a 3-bedroom, 3-bath townhome of about 1,373 square feet, built in 2026 in Gateway Commons, Holly Ridge, Onslow County, NC 28445.

At $283,180, it's 4% below the median asking price ($294,900) of the 77 other 3-bedroom listings for sale in Holly Ridge today.

That's about $206 per square foot, compared with a Holly Ridge median of $196.

21 other homes are for sale in Gateway Commons right now (median asking $275,000); 5 homes sold there in the last 12 months at a median of $281,180, typically in about 148 days.

Across ZIP 28445, 402 3-bedroom homes sold in the past year at a median of $323,000.

Buying 400 Flay Drive

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 400 Flay Drive? See what it's worth — every online estimate side by side, next to real sales in Gateway Commons.

What's my home worth? →

Questions about 400 Flay Drive

How much is 400 Flay Drive?

400 Flay Drive is listed at $283,180 (about $206 per square foot) as of September 23, 2026. Status: active under contract.

How many bedrooms and bathrooms does 400 Flay Drive have?

3 bedrooms and 3 bathrooms, with about 1,373 square feet.

What neighborhood is 400 Flay Drive in?

Gateway Commons, in Holly Ridge, Onslow County, North Carolina.

What have homes sold for in Gateway Commons?

5 homes sold in Gateway Commons in the last 12 months, at a median price of $281,180.

Does 400 Flay Drive have an HOA fee?

Yes: $1,080 (annually), per the MLS.

When was 400 Flay Drive built?

2026 — it's new construction.

Who is the listing broker for 400 Flay Drive?

Dream Finders Realty LLC (MLS #100584956). The Buddy Blake Team can show it to you and answer questions.

Can I tour 400 Flay Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Dream Finders Realty LLC via Hive MLS.