$990,000

4 bd · 3 ba · 2,311 sq ft

33 Sandy Lane

Surf City, NC, 28445 · Sandy Ridge

Hive MLSListed by REAL Broker LLC

Virtual tour

About this home

33 Sandy Ln, Surf City, NC 28445 - Compelling turn-key coastal home ideal for short-term rental income or as a primary residence. This well priced, fully furnished home is turn-key ready for an investor seeking an addition to a property portfolio or for a family's primary residence (or home away from home!). Pride of ownership shows through on this 4 bed / 3 bath / 2,311 sq ft home because it was maintained as a primary residence up until July (2026) when it was converted to a Short-Term Rental (STR). As an STR, it has performed extremely well! Located in the Sandy Ridge neighborhood of Surf City, it sits on a quiet cul-de-sac lot, with an open floorplan and water views of the Intercoastal Waterway (ICW). Its less then 5 mins walking distance to the beach and private beach access via Sandy Ridge's two deeded boardwalks make this an ideal spot for families and renters. The area is also highly walkable and bikeable, featuring trails that connect to Island Oaks and Pleasant Cove neighborhoods. There is no HOA, however, homeowners have the optional opportunity to join the Island Oaks HOA and Water Access Community for an annual fee of $500. Residents gain access to a day dock, boat ramp, and gazebo, with a canal providing ICW access in just minutes. STR Potential • Already set up and onboarded with a trusted property management company. • Fully furnished • Private boardwalk beach access just minutes away, plus ICW/marsh/sound views that guests love for sunsets, kayaking, paddleboarding, and quiet outdoor time. • Four covered decks, • Detached, fully finished flex space (183 additional sq ft, insulated with a mini-split HVAC) that can serve as an extra sleeping area, kids' retreat, office, or hobby space--boosting occupancy flexibility and nightly rates. • Interior elevator for multi-level accessibility • High-end, durable finishes (LVP flooring throughout, granite counters, electric induction range, tankless water heater, custom cabinetry with lit closets/pantry, premium window treatments + solar tinting, keyless entry) that hold up well under rental use and photograph beautifully. • Outdoor shower, beach-gear storage, privacy-fenced backyard (room for kids, pets, or a future pool), and ample parking. • Stylish furnishings that may convey with an acceptable offer, reducing startup costs. • Quiet interior neighborhood setting that appeals to families seeking a peaceful baseclose to Surf City shops/restaurants (<2 miles) and Topsail Beach (<5 miles), while still delivering the classic beach lifestyle (surfing, beachcombing, cycling, walking). Outstanding as a Primary Home. A wonderful place to call home. This home is made for full-time living--refined enough to feel special every day, yet easy and low maintenance so you can simply enjoy it. The reverse open plan invites light and views into every space, while the elevator keeps all levels comfortably within reach. Thoughtful storage, beautiful appliances, a gas fireplace, and covered outdoor areas make daily life feel effortless and welcoming. Tucked on a quiet cul-de-sac away from the main road, with no HOA restrictions, a fenced backyard, and the beach just moments away, it offers that rare balance of peaceful privacy and everyday convenience. Whether you're settling in for a quiet off-season afternoon or gathering with family and friends, the generous indoor and outdoor spaces feel ready for both.

Facts

Type
Single Family Residence
Year built
2020
Lot
0.2 acres
Community
Sandy Ridge
County
Pender
MLS #
100597977

Features

Inside

  • Vaulted Ceiling(s)
  • High Ceilings
  • Entrance Foyer
  • Mud Room
  • Kitchen Island
  • Ceiling Fan(s)
  • Elevator
  • Furnished
  • Pantry
  • Reverse Floor Plan
  • Walk-in Shower
  • Blinds/Shades
  • Gas Log
  • Tile Counters
  • LVT/LVP
  • Tile

Outside

  • Deeded Beach Access
  • Canal
  • ICW
  • Marsh
  • Sound
  • Water

Parking

  • Concrete
  • Off Street
  • Underhouse

Heating & cooling

  • Propane
  • Heat Pump
  • Fireplace(s)
  • Electric
  • Central Air
  • Ceiling Fan(s)

Schools

Elementary
Surf City
Middle
Surf City
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

Monthly payment estimate

$6,411/mo

  • Principal & interest (30-yr fixed)$5,898
  • Property taxes (2025 bill)$513

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
22 Sandy Lane, Surf CityDec 16, 20254 / 31,758$870,500$495
53 N Ridge Lane, Surf CityDec 3, 20254 / 32,233$1,130,000$506
331 Oceanaire Lane, Surf CityAug 24, 20264 / 52,262$1,300,000$575
304 Oceanaire Lane, Surf CityAug 24, 20264 / 42,044$915,000$448

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Surf City? Local guides

About 33 Sandy Lane

33 Sandy Lane is a 4-bedroom, 3-bath home of about 2,311 square feet, built in 2020, on 0.2 acres in Sandy Ridge, Surf City, Pender County, NC 28445.

At $990,000, it's 12% above the median asking price ($887,500) of the 32 other 4-bedroom listings for sale in Surf City today.

That's about $428 per square foot, compared with a Surf City median of $445.

4 other homes are for sale in Sandy Ridge right now (median asking $1,307,500); 3 homes sold there in the last 12 months at a median of $870,500, typically in about 66 days.

Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.

Buying 33 Sandy Lane

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 33 Sandy Lane? See what it's worth — every online estimate side by side, next to real sales in Sandy Ridge.

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Questions about 33 Sandy Lane

How much is 33 Sandy Lane?

33 Sandy Lane is listed at $990,000 (about $428 per square foot) as of September 23, 2026. Status: pending.

How many bedrooms and bathrooms does 33 Sandy Lane have?

4 bedrooms and 3 bathrooms, with about 2,311 square feet.

What neighborhood is 33 Sandy Lane in?

Sandy Ridge, in Surf City, Pender County, North Carolina.

What have homes sold for in Sandy Ridge?

3 homes sold in Sandy Ridge in the last 12 months, at a median price of $870,500.

When was 33 Sandy Lane built?

2020.

Who is the listing broker for 33 Sandy Lane?

REAL Broker LLC (MLS #100597977). The Buddy Blake Team can show it to you and answer questions.

Can I tour 33 Sandy Lane?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by REAL Broker LLC via Hive MLS.