$522,000
2 bd · 1 ba · 867 sq ft
3045 Island Drive
North Topsail Beach, NC, 28460 · Old Settlers Beach
Listed 140 days ago
Listed by Emerald Isle Realty
About this home
Discover this cozy 2-bedroom, 1-bath beach cottage in North Topsail Beach, NC, perfectly located second row to the ocean with easy beach access. Freshly updated with brand-new exterior siding and paint completed in September 2026, plus a FORTIFIED Roof™ installed in 2024, this classic coastal cottage is ready to enjoy! The wrap-around deck provides the perfect setting for morning coffee, relaxing after a day at the beach, or entertaining friends and family. This fully furnished, turn-key vacation home offers all the comforts for a coastal retreat, family beach getaway, or investment property. After a day on the sand, rinse off in the hot-and-cold enclosed outdoor shower, fire up the charcoal grilling station for a summer barbecue, or relax on the screened-in patio while watching a summertime thunderstorm roll through. The fenced backyard provides a great space for children or pets, and the home is just 2 miles from local shopping, restaurants, and town amenities. Investors will appreciate the proven rental income of approximately $51K per year, adding to the appeal as a vacation rental or second-home opportunity. Experience the timeless charm of a classic North Topsail Beach cottage with convenient beach access, pet-friendly outdoor space, turn-key furnishings, and everything you need to start enjoying the coastal lifestyle from day one.
Facts
- Type
- Single Family Residence
- Year built
- 1982
- Lot
- 0.11 acres
- Community
- Old Settlers Beach
- County
- Onslow
- MLS #
- 100543608
Features
Inside
- Ceiling Fan(s)
- Furnished
- Blinds/Shades
- LVT/LVP
- Electric Oven
- Built-In Microwave
- Washer
- Refrigerator
- Dryer
- Dishwasher
Outside
- Shutters - Board/Hurricane
- Outdoor Shower
- Second Row
- Sound
Parking
- Concrete
- On Site
Heating & cooling
- Electric
- Heat Pump
- Central Air
Schools
- Elementary
- Dixon
- Middle
- Dixon
- High
- Dixon
As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.
Monthly payment estimate
$3,386/mo
- Principal & interest (30-yr fixed)$3,110
- Property taxes (2024 bill)$276
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 1914 Bird Lane, North Topsail Beach | Mar 6, 2026 | 2 / 1 | 889 | $512,500 | $576 |
| 6910 12th Avenue, North Topsail Beach | Sep 9, 2026 | 3 / 2 | 1,050 | $480,000 | $457 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in North Topsail Beach? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 3045 Island Drive
3045 Island Drive is a 2-bedroom, 1-bath home of about 867 square feet, built in 1982 in Old Settlers Beach, North Topsail Beach, Onslow County, NC 28460.
At $522,000, it's 46% above the median asking price ($357,000) of the 65 other 2-bedroom listings for sale in North Topsail Beach today.
That's about $602 per square foot, compared with a North Topsail Beach median of $391.
3 other homes are for sale in Old Settlers Beach right now (median asking $1,089,000); 11 homes sold there in the last 12 months at a median of $785,000, typically in about 84 days.
Across ZIP 28460, 99 2-bedroom homes sold in the past year at a median of $225,000.
It has been on the market for 141 days.
Old Settlers Beach neighborhood guideHomes for sale in North Topsail BeachOnslow County homes
Buying 3045 Island Drive
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 3045 Island Drive? See what it's worth — every online estimate side by side, next to real sales in Old Settlers Beach.
What's my home worth? →Questions about 3045 Island Drive
How much is 3045 Island Drive?
3045 Island Drive is listed at $522,000 (about $602 per square foot) as of September 23, 2026. Status: for sale.
How many bedrooms and bathrooms does 3045 Island Drive have?
2 bedrooms and 1 bathroom, with about 867 square feet.
What neighborhood is 3045 Island Drive in?
Old Settlers Beach, in North Topsail Beach, Onslow County, North Carolina.
How long has 3045 Island Drive been on the market?
141 days. Homes in Old Settlers Beach sold after a median of 84 days over the past year.
What have homes sold for in Old Settlers Beach?
11 homes sold in Old Settlers Beach in the last 12 months, at a median price of $785,000.
When was 3045 Island Drive built?
1982.
Who is the listing broker for 3045 Island Drive?
Emerald Isle Realty (MLS #100543608). The Buddy Blake Team can show it to you and answer questions.
Can I tour 3045 Island Drive?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.