$1,750,000
4 bd · 4 ba · 3,256 sq ft
2604 S Shore Drive
Surf City, NC, 28445 · Channelbend
Listed by eXp Realty
About this home
Seller is offering a $25,000 ''use as you choose'' credit with an acceptable offer! Perfect for upgrades, improvements or closing costs! Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it's owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you're greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything in it's place and provide extra space on the exterior of the home. The home's deck was intentionally designed to be lower than the main living level of the home to ensure that there are unobstructed views of the ocean from inside the home. Inside the home you're greeted with breathtaking features and views. The home is filled with plenty of natural light and the light of the afternoon and setting sun is caught through the upper windows on the northwest side of the home. Climb up the ships ladder and you'll find a bonus space that is perfect for an additional guest space or play room, with access to the catwalk that spans the living area. There are three bedrooms and an office space on the main living level, along with an additional bedroom on the ground floor. The master suite features a room that would be perfect for an office or study, and an ensuite bathroom with a walk-in tile shower and jacuzzi tub. On the ground floor, you'll find the perfect entertaining area after a long day on the beach. There is an extraordinary bar that is constructed from 200 year old doors from Kuwait and an impressive and unique chandelier from Kuwait as well, a nod to the owner's travels and experiences over the years. There are two additional finished rooms on the ground floor, an additional bedroom with a full bathroom and walk-in closet and the attached two car garage. There is room for at least five additional vehicles at the front of the home in the graveled parking area, giving plenty of space for guests. The exterior of the home is a combination of fiber cement and grade 1 cedar siding, creative and stylish, yet low maintenance and durable exterior. The home has had numerous items updated in the last couple of years to include 3 HVACS, 2 water heaters, refrigerator and electric range. This home is truly ready to move in and be worry free. The Channelbend neighborhood is environmentally friendly and was thoughtfully designed to protect the natural elements of the island. The neighborhood has the only maritime forest on the island, with the natural trees and shrubs protected during the development to preserve the peaceful canopy of the neighborhood, and to protect the views of the oceanfront lots. The sound front side of the community has been deeded to the homeowner's association as a common area to protect the natural views and coast line of the sound side of the neighborhood. The homeowner's association also has deeded oceanfront access and a private boat ramp and day dock. With 22 homes the neighborhood has been built out and will not have further development within it. This home is truly unique, schedule a showing today to experience it for yourself.
Facts
- Type
- Single Family Residence
- Year built
- 1980
- Lot
- 0.21 acres
- Garage
- 2 spaces
- HOA
- $750 / annually
- Community
- Channelbend
- County
- Pender
- MLS #
- 100576884
Features
Inside
- Walk-in Closet(s)
- Vaulted Ceiling(s)
- Entrance Foyer
- Walk-in Shower
- Eat-in Kitchen
- Walk-In Closet(s)
- Concrete
- Tile
- Wood
- Electric Oven
- Built-In Microwave
- Washer
- Refrigerator
- Dryer
- Dishwasher
Outside
- Deeded Beach Access
- Deeded Water Access
- Deeded Waterfront
- Ocean Side
- Water Access Comm
- Ocean
- Water
Community
- Waterfront Community
- Beach Access
- Boat Dock
- Ramp
Parking
- Garage Faces Front
- Gravel
- Off Street
- On Site
- Garage
Heating & cooling
- Electric
- Heat Pump
- Central Air
Schools
- Elementary
- Surf City
- Middle
- Surf City
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
Monthly payment estimate
$11,982/mo
- Principal & interest (30-yr fixed)$10,426
- Property taxes (2026 bill)$1,494
- HOA dues$63
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 50 S Oak Drive, Surf City | Jun 25, 2026 | 4 / 3 | 2,686 | $1,250,000 | $465 |
| 108 Sea Urchin Court, Surf City | Apr 27, 2026 | 4 / 4 | 2,952 | $1,430,000 | $484 |
| 476 Andrews Road, Hampstead | Apr 27, 2026 | 4 / 4 | 3,652 | $2,475,000 | $678 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 2604 S Shore Drive
2604 S Shore Drive is a 4-bedroom, 4-bath home of about 3,256 square feet, built in 1980, on 0.21 acres in Channelbend, Surf City, Pender County, NC 28445.
At $1,750,000, it's 97% above the median asking price ($887,500) of the 32 other 4-bedroom listings for sale in Surf City today.
That's about $537 per square foot, compared with a Surf City median of $445.
1 other home is for sale in Channelbend right now (median asking $1,200,000).
Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.
Channelbend neighborhood guideHomes for sale in Surf CityPender County homesWaterfront homes in Surf City
Buying 2604 S Shore Drive
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 2604 S Shore Drive? See what it's worth — every online estimate side by side, next to real sales in Channelbend.
What's my home worth? →Questions about 2604 S Shore Drive
How much is 2604 S Shore Drive?
2604 S Shore Drive is listed at $1,750,000 (about $537 per square foot) as of September 23, 2026. Status: pending.
How many bedrooms and bathrooms does 2604 S Shore Drive have?
4 bedrooms and 4 bathrooms, with about 3,256 square feet.
What neighborhood is 2604 S Shore Drive in?
Channelbend, in Surf City, Pender County, North Carolina.
Is 2604 S Shore Drive waterfront?
Yes — the MLS lists it as a waterfront property.
Does 2604 S Shore Drive have an HOA fee?
Yes: $750 (annually), per the MLS.
When was 2604 S Shore Drive built?
1980.
Who is the listing broker for 2604 S Shore Drive?
eXp Realty (MLS #100576884). The Buddy Blake Team can show it to you and answer questions.
Can I tour 2604 S Shore Drive?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.
