$1,089,000

4 bd · 2 ba · 1,315 sq ft

238 Topsail Road

North Topsail Beach, NC, 28460 · Old Settlers Beach

Listed 143 days ago

Hive MLSListed by Ocean Views Real Estate, Inc.

Video tour

About this home

Welcome to ''Serenity by the Sea'' -- a rare oceanfront opportunity in the highly sought-after Old Settlers Beach section of North Topsail Beach, where charming coastal character, direct beachfront living, and proven rental performance come together beautifully. YOUR OWN PRIVATE BEACH ESSENTIALLY--rare location. Potential $110,000 gross. Perfectly positioned on nearly private oceanfront lot with private beach access, this beautifully updated 4-bedroom, 2-bath coastal retreat offers the ideal blend of personal getaway and investment property. With approximately 1,300+ heated square feet, this home maximizes every inch with a desirable reverse floor plan designed to showcase breathtaking Atlantic Ocean views from the main living spaces. The upper level features an open-concept kitchen, dining, and living area filled with natural light, vaulted ceilings, and expansive oceanfront decking where sunrise coffee and evening ocean breezes become part of daily life. Updated finishes, solid surface countertops, coastal-inspired interiors, and spacious entertaining areas create an inviting atmosphere for owners and guests alike. The home's flexible layout includes multiple ocean-view bedrooms, dual covered and open decks, outdoor gathering spaces, and direct access to one of North Topsail's widest stretches of sandy shoreline. Whether enjoying the deck swing, outdoor seating areas, or panoramic views, this property captures the true essence of beachfront living. Highlights Include: Direct oceanfront location in Old Settlers Beach 4 bedrooms / 2 baths Reverse floor plan for elevated views Expansive multi-level decking Private beach walkway Strong vacation rental potential Updated kitchen and interior finishes Turnkey furnished coastal retreat Covered parking and outdoor storage Ideal second home, investment property, or primary beachfront residence Located in one of North Topsail Beach's most desirable niches, Old Settlers Beach is known for its quieter setting, strong rental demand, and proximity to Surf City dining, shopping, and entertainment while maintaining a more private coastal feel. Comparable recent sales in this niche continue to demonstrate strong demand for well-positioned oceanfront homes, especially those offering charm, updated interiors, and rental flexibility. () Whether you're seeking a proven income-producing asset, family beach escape, or your own piece of Topsail Island paradise, 238 Topsail Road delivers the location, views, and lifestyle buyers dream about. Experience oceanfront living where every day feels like vacation.

Facts

Type
Single Family Residence
Year built
1986
Lot
0.19 acres
Community
Old Settlers Beach
County
Onslow
MLS #
100569742

Features

Inside

  • Solid Surface
  • Kitchen Island
  • Ceiling Fan(s)
  • Furnished
  • Reverse Floor Plan
  • Blinds/Shades
  • Gas Log
  • Carpet
  • Laminate
  • Tile
  • Electric Oven
  • Built-In Microwave
  • Washer
  • Refrigerator
  • Dryer
  • Dishwasher

Outside

  • None
  • Dunes
  • Ocean

Community

  • None

Parking

  • On Site
  • Underhouse

Heating & cooling

  • Electric
  • Heat Pump
  • Central Air

Schools

Elementary
Coastal
Middle
Dixon
High
Dixon

As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.

Monthly payment estimate

$6,992/mo

  • Principal & interest (30-yr fixed)$6,488
  • Property taxes (2025 bill)$504

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this in Old Settlers Beach

HomeSoldBd / BaSq ftPrice$ / sq ft
225 Sea Shore Drive, North Topsail BeachJul 27, 20264 / 21,410$815,000$578
4721 23rd Avenue, North Topsail BeachApr 17, 20263 / 31,513$655,000$433
194 Topsail Road, North Topsail BeachMar 19, 20263 / 21,384$785,000$567

Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in North Topsail Beach? Local guides

About 238 Topsail Road

238 Topsail Road is a 4-bedroom, 2-bath home of about 1,315 square feet, built in 1986 in Old Settlers Beach, North Topsail Beach, Onslow County, NC 28460.

At $1,089,000, it's 9% above the median asking price ($995,000) of the 29 other 4-bedroom listings for sale in North Topsail Beach today.

That's about $828 per square foot, compared with a North Topsail Beach median of $391.

3 other homes are for sale in Old Settlers Beach right now (median asking $522,000); 11 homes sold there in the last 12 months at a median of $785,000, typically in about 84 days.

Across ZIP 28460, 275 4-bedroom homes sold in the past year at a median of $399,239.

It has been on the market for 144 days.

Buying 238 Topsail Road

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 238 Topsail Road? See what it's worth — every online estimate side by side, next to real sales in Old Settlers Beach.

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Questions about 238 Topsail Road

How much is 238 Topsail Road?

238 Topsail Road is listed at $1,089,000 (about $828 per square foot) as of September 23, 2026. Status: for sale.

How many bedrooms and bathrooms does 238 Topsail Road have?

4 bedrooms and 2 bathrooms, with about 1,315 square feet.

What neighborhood is 238 Topsail Road in?

Old Settlers Beach, in North Topsail Beach, Onslow County, North Carolina.

How long has 238 Topsail Road been on the market?

144 days. Homes in Old Settlers Beach sold after a median of 84 days over the past year.

What have homes sold for in Old Settlers Beach?

11 homes sold in Old Settlers Beach in the last 12 months, at a median price of $785,000.

Is 238 Topsail Road waterfront?

Yes — the MLS lists it as a waterfront property.

When was 238 Topsail Road built?

1986.

Who is the listing broker for 238 Topsail Road?

Ocean Views Real Estate, Inc. (MLS #100569742). The Buddy Blake Team can show it to you and answer questions.

Can I tour 238 Topsail Road?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Ocean Views Real Estate, Inc. via Hive MLS.