$869,000
4 bd · 4 ba · 2,584 sq ft
204 N Boca Bay Lane B
Surf City, NC, 28445 · Palms At Boca Bay
Listed 165 days ago
Listed by Coldwell Banker Sea Coast Advantage-Hampstead
3D tour
About this home
Located on a cul-de-sac tucked away on the intracoastal side, come see this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch. This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level. Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency. The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlooking the marsh. The primary suite is designed as a private retreat, featuring its own sitting area, a porch with water views, and a spacious bathroom complete with a garden tub and separate shower. Plantation shutters are featured throughout most of the home, and custom barn doors add character in select areas. One of the guest bedrooms has been outfitted as a gorgeous home office with extensive built-in shelving and Ethernet access-ideal for remote work or flexible use. Outdoor spaces are equally impressive, upgraded with low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower equipped with a dog-washing attachment! The sunset views are absolutely stunning. Additional exterior features include a kayak storage rack and ample storage options, including a ground-level closet with shelving and under-stair space. There is mature landscaping with rare plants and an environmentally conscious drainage system that directs water back toward the marsh. Unique details set this property apart, including a decorative walkway between units that has been thoughtfully crafted with Megalodon shark teeth and whale bone. Residents also enjoy access to community amenities including a pool and clubhouse to complete the coastal lifestyle experience. Seller has been approved through insurance for a brand new fortified roof! There is a transferrable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about our preferred lender and the incentive you may qualify for, please ask your agent to review the agent comments for additional details.
Facts
- Type
- Townhouse
- Year built
- 2007
- Lot
- 0.17 acres
- HOA
- $1,740 / annually
- Community
- Palms At Boca Bay
- County
- Pender
- MLS #
- 100566136
Features
Inside
- Walk-in Closet(s)
- High Ceilings
- Entrance Foyer
- Bookcases
- Elevator
- Ceiling Fan(s)
- Pantry
- Blinds/Shades
- Gas Log
- Walk-In Closet(s)
- LVT/LVP
- Carpet
- Tile
- Built-In Microwave
- Water Softener
- Washer
Outside
- Outdoor Shower
- Cul-De-Sac
- Deeded Water Rights
- Deeded Waterfront
- Salt Marsh
- Sound Side
- Landscaped
- Marsh
- Ocean
- Sound
- Water
Community
- Waterfront Community
- Clubhouse
- Community Pool
- Maintenance Common Areas
- Maintenance Grounds
- Street Lights
Parking
- On Site
- Paved
- Underhouse
Heating & cooling
- Heat Pump
- Electric
- Central Air
- Multi Units
Schools
- Elementary
- North Topsail
- Middle
- Topsail
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
Monthly payment estimate
$5,736/mo
- Principal & interest (30-yr fixed)$5,177
- Property taxes (2023 bill)$413
- HOA dues$145
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 2015 N Shore Drive B, Surf City | May 21, 2026 | 4 / 5 | 2,294 | $1,095,000 | $477 |
| 819 New River Drive B, Surf City | Apr 13, 2026 | 3 / 3 | 2,062 | $785,000 | $381 |
| 126 Shell Road, Surf City | Apr 14, 2026 | 3 / 4 | 2,054 | $799,000 | $389 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 204 N Boca Bay Lane B
204 N Boca Bay Lane B is a 4-bedroom, 4-bath townhome of about 2,584 square feet, built in 2007 in Palms At Boca Bay, Surf City, Pender County, NC 28445.
At $869,000, it's 3% below the median asking price ($900,000) of the 31 other 4-bedroom listings for sale in Surf City today.
That's about $336 per square foot, compared with a Surf City median of $449.
Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.
It has been on the market for 166 days.
Palms At Boca Bay neighborhood guideHomes for sale in Surf CityPender County homesWaterfront homes in Surf City
Buying 204 N Boca Bay Lane B
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 204 N Boca Bay Lane B? See what it's worth — every online estimate side by side, next to real sales in Palms At Boca Bay.
What's my home worth? →Questions about 204 N Boca Bay Lane B
How much is 204 N Boca Bay Lane B?
204 N Boca Bay Lane B is listed at $869,000 (about $336 per square foot) as of September 23, 2026. Status: for sale.
How many bedrooms and bathrooms does 204 N Boca Bay Lane B have?
4 bedrooms and 4 bathrooms, with about 2,584 square feet.
What neighborhood is 204 N Boca Bay Lane B in?
Palms At Boca Bay, in Surf City, Pender County, North Carolina.
How long has 204 N Boca Bay Lane B been on the market?
166 days.
Is 204 N Boca Bay Lane B waterfront?
Yes — the MLS lists it as a waterfront property.
Does 204 N Boca Bay Lane B have an HOA fee?
Yes: $1,740 (annually), per the MLS.
When was 204 N Boca Bay Lane B built?
2007.
Who is the listing broker for 204 N Boca Bay Lane B?
Coldwell Banker Sea Coast Advantage-Hampstead (MLS #100566136). The Buddy Blake Team can show it to you and answer questions.
Can I tour 204 N Boca Bay Lane B?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.
