$799,900

4 bd · 3 ba · 2,204 sq ft

127 S Boca Bay Lane A

Surf City, NC, 28445 · Boca Bay

Listed 315 days ago

Hive MLSListed by Wicker Properties of the Carolinas, Inc.

Open house

Wednesday, Sep 23, 12:00 PM – 3:00 PM

Saturday, Sep 26, 12:00 PM – 3:00 PM

3D tour

About this home

Where coastal beauty and everyday living come together, this exceptional waterfront home offers panoramic Intracoastal Waterway, marsh, sound, and partial ocean views from four expansive decks designed to capture the best of life on Topsail Island. Enjoy watching boats travel the Intracoastal Waterway while taking in coastal breezes, the distant sound of the surf, and the ever-changing colors of the coastal sky--all from the comfort of home. Just moments from the beach on a quiet, non-through street, this is a place where every day feels like a getaway. Located within a community intentionally reserved for homeowners and second-home residents, rentals of less than six months are not permitted, creating a quieter neighborhood where lasting friendships replace weekly turnover. Launch your kayak or paddleboard from the neighborhood to explore the scenic marsh and sound, with the Intracoastal Waterway just beyond. Enjoy a day at the beach before returning home to relax by the community pool and clubhouse. Thoughtfully designed for comfortable coastal living, the home features an elevator, outdoor shower, and ample storage throughout, including generous closets, attic storage, and two exterior storage rooms. While designated as a townhouse, the thoughtful design offers the privacy, layout, and feel of a detached coastal home, with the neighboring residence connected only by the exterior storage roof--no shared living walls--providing both privacy and the convenience of low-maintenance living.

Facts

Type
Townhouse
Year built
2021
Lot
0.3 acres
HOA
$1,152 / annually
Community
Boca Bay
County
Pender
MLS #
100540688

Features

Inside

  • Walk-in Closet(s)
  • High Ceilings
  • Elevator
  • Ceiling Fan(s)
  • Pantry
  • Reverse Floor Plan
  • Blinds/Shades
  • Walk-In Closet(s)
  • LVT/LVP
  • Gas Oven
  • Gas Cooktop
  • Built-In Microwave
  • Refrigerator
  • Ice Maker
  • Disposal
  • Dishwasher

Outside

  • Shutters - Functional
  • Outdoor Shower
  • Irrigation System
  • Salt Marsh
  • Sound Side
  • Water Access Comm
  • ICW
  • Marsh
  • Ocean
  • Sound
  • Water

Community

  • Clubhouse
  • Community Pool
  • Maintenance Common Areas
  • Sidewalks
  • Street Lights

Parking

  • Additional Parking

Heating & cooling

  • Electric
  • Heat Pump
  • Central Air

Schools

Elementary
Surf City
Middle
Surf City
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

Monthly payment estimate

$5,219/mo

  • Principal & interest (30-yr fixed)$4,765
  • Property taxes (2023 bill)$357
  • HOA dues$96

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
819 New River Drive B, Surf CityApr 13, 20263 / 32,062$785,000$381
126 Shell Road, Surf CityApr 14, 20263 / 42,054$799,000$389
621 N Shore Drive B, Surf CityApr 1, 20264 / 31,665$950,000$571
2015 N Shore Drive B, Surf CityMay 21, 20264 / 52,294$1,095,000$477

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Surf City? Local guides

About 127 S Boca Bay Lane A

127 S Boca Bay Lane A is a 4-bedroom, 3-bath townhome of about 2,204 square feet, built in 2021, on 0.3 acres in Boca Bay, Surf City, Pender County, NC 28445.

At $799,900, it's 11% below the median asking price ($900,000) of the 31 other 4-bedroom listings for sale in Surf City today.

That's about $363 per square foot, compared with a Surf City median of $449.

Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.

It has been on the market for 316 days.

Buying 127 S Boca Bay Lane A

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 127 S Boca Bay Lane A? See what it's worth — every online estimate side by side, next to real sales in Boca Bay.

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Questions about 127 S Boca Bay Lane A

How much is 127 S Boca Bay Lane A?

127 S Boca Bay Lane A is listed at $799,900 (about $363 per square foot) as of September 23, 2026. Status: for sale.

How many bedrooms and bathrooms does 127 S Boca Bay Lane A have?

4 bedrooms and 3 bathrooms, with about 2,204 square feet.

What neighborhood is 127 S Boca Bay Lane A in?

Boca Bay, in Surf City, Pender County, North Carolina.

How long has 127 S Boca Bay Lane A been on the market?

316 days.

Is 127 S Boca Bay Lane A waterfront?

Yes — the MLS lists it as a waterfront property.

Does 127 S Boca Bay Lane A have an HOA fee?

Yes: $1,152 (annually), per the MLS.

When was 127 S Boca Bay Lane A built?

2021.

Who is the listing broker for 127 S Boca Bay Lane A?

Wicker Properties of the Carolinas, Inc. (MLS #100540688). The Buddy Blake Team can show it to you and answer questions.

Can I tour 127 S Boca Bay Lane A?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Wicker Properties of the Carolinas, Inc. via Hive MLS.