$849,000
4 bd · 3 ba · 2,204 sq ft
125 S Boca Bay Lane B
Surf City, NC, 28445 · Boca Bay
Listed by Wicker Properties of the Carolinas, Inc.
3D tour
About this home
Seller is offering a $10,000 Use-As-You-Choose credit with an acceptable offer! Apply it toward closing costs, rate buy-down, updates, or personalize the home to fit your needs. Discover relaxed coastal living where breathtaking marsh, Intracoastal Waterway, sound, and partial ocean views become part of your everyday backdrop. Five spacious deck options provide the perfect setting for sunrise coffee, afternoon boat watching, coastal breezes, and unforgettable sunset skies. Located on a quiet, non-through street just a short walk, roll, or stroll to the beach, this home is part of a sought-after community reserved for homeowners and second-home residents, where rentals of less than six months are not permitted. The result is a peaceful neighborhood where neighbors know one another and lasting friendships replace the constant turnover of weekly vacation rentals. Thoughtfully designed for both everyday living and entertaining, the home features an elevator serving every level, a fireplace for cozy evenings, an expanded driveway, fenced yard, outdoor shower, water softener, attic storage, and exterior storage for all your beach gear. The raised backyard creates an inviting outdoor living space, complete with an additional deck that's perfect for relaxing, grilling, or gathering with friends and family. Launch your kayak or paddleboard nearby, cast a line for an afternoon of fishing, or spend the day at the beach before cooling off at the community pool and clubhouse. For boating enthusiasts, the Topsail Island Yacht Club is less than two miles away. The current owners have enjoyed keeping their boat there, making it easy to embrace the boating lifestyle without the maintenance and expense of waterfront ownership. Whether your perfect day includes boating, fishing, shelling, or simply enjoying the ever-changing coastal views, this home offers the lifestyle so many dream about. While designated as a townhouse, the thoughtful design lives like a single-family home. The neighboring residence is connected by the exterior storage roof, with no shared living walls, providing an exceptional sense of privacy along with the convenience of low-maintenance coastal living.
Facts
- Type
- Townhouse
- Year built
- 2021
- Lot
- 0.33 acres
- HOA
- $1,152 / annually
- Community
- Boca Bay
- County
- Pender
- MLS #
- 100538733
Features
Inside
- Walk-in Closet(s)
- High Ceilings
- Elevator
- Ceiling Fan(s)
- Pantry
- Reverse Floor Plan
- Walk-in Shower
- Blinds/Shades
- Walk-In Closet(s)
- LVT/LVP
- Gas Oven
- Gas Cooktop
- Built-In Microwave
- Water Softener
- Refrigerator
- Ice Maker
Outside
- Outdoor Shower
- Irrigation System
- Salt Marsh
- Sound Side
- Water Access Comm
- ICW
- Marsh
- Ocean
- Sound
- Water
Community
- Clubhouse
- Community Pool
- Maintenance Common Areas
- Maintenance Roads
- Management
- Sidewalks
- Street Lights
Parking
- Additional Parking
Heating & cooling
- Fireplace(s)
- Electric
- Heat Pump
- Central Air
Schools
- Elementary
- Surf City
- Middle
- Surf City
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
Monthly payment estimate
$5,513/mo
- Principal & interest (30-yr fixed)$5,058
- Property taxes (2024 bill)$359
- HOA dues$96
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 819 New River Drive B, Surf City | Apr 13, 2026 | 3 / 3 | 2,062 | $785,000 | $381 |
| 126 Shell Road, Surf City | Apr 14, 2026 | 3 / 4 | 2,054 | $799,000 | $389 |
| 621 N Shore Drive B, Surf City | Apr 1, 2026 | 4 / 3 | 1,665 | $950,000 | $571 |
| 2015 N Shore Drive B, Surf City | May 21, 2026 | 4 / 5 | 2,294 | $1,095,000 | $477 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 125 S Boca Bay Lane B
125 S Boca Bay Lane B is a 4-bedroom, 3-bath townhome of about 2,204 square feet, built in 2021, on 0.33 acres in Boca Bay, Surf City, Pender County, NC 28445.
At $849,000, it's 4% below the median asking price ($887,500) of the 32 other 4-bedroom listings for sale in Surf City today.
That's about $385 per square foot, compared with a Surf City median of $445.
1 other home is for sale in Boca Bay right now (median asking $799,900).
Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.
Boca Bay neighborhood guideHomes for sale in Surf CityPender County homesWaterfront homes in Surf City
Buying 125 S Boca Bay Lane B
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 125 S Boca Bay Lane B? See what it's worth — every online estimate side by side, next to real sales in Boca Bay.
What's my home worth? →Questions about 125 S Boca Bay Lane B
How much is 125 S Boca Bay Lane B?
125 S Boca Bay Lane B is listed at $849,000 (about $385 per square foot) as of September 23, 2026. Status: active under contract.
How many bedrooms and bathrooms does 125 S Boca Bay Lane B have?
4 bedrooms and 3 bathrooms, with about 2,204 square feet.
What neighborhood is 125 S Boca Bay Lane B in?
Boca Bay, in Surf City, Pender County, North Carolina.
Is 125 S Boca Bay Lane B waterfront?
Yes — the MLS lists it as a waterfront property.
Does 125 S Boca Bay Lane B have an HOA fee?
Yes: $1,152 (annually), per the MLS.
When was 125 S Boca Bay Lane B built?
2021.
Who is the listing broker for 125 S Boca Bay Lane B?
Wicker Properties of the Carolinas, Inc. (MLS #100538733). The Buddy Blake Team can show it to you and answer questions.
Can I tour 125 S Boca Bay Lane B?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.