$1,350,000
5 bd · 6 ba · 3,544 sq ft
111 Cutlass Drive
Surf City, NC, 28445 · Pirates Cove
Listed 264 days ago
Listed by Berkshire Hathaway HomeServices Carolina Premier Properties
About this home
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!
Facts
- Type
- Single Family Residence
- Year built
- 1995
- Lot
- 0.31 acres
- Garage
- 4 spaces
- HOA
- $800 / annually
- Community
- Pirates Cove
- County
- Pender
- MLS #
- 100547126
Features
Inside
- Walk-in Closet(s)
- Entrance Foyer
- Elevator
- 2nd Kitchen
- Ceiling Fan(s)
- Furnished
- Pantry
- Blinds/Shades
- Gas Log
- Walk-In Closet(s)
- Carpet
- Tile
- Wood
- Electric Oven
- Electric Cooktop
- Built-In Microwave
Outside
- Corner Lot
- Boat Dock
- Boat Ramp
- Water Access Comm
- Marsh
- Sound
- Water
Community
- Waterfront Community
- Maintenance Common Areas
- Maintenance Roads
- Management
- Taxes
Parking
- Concrete
- Lighted
- Off Street
- Garage
Heating & cooling
- Fireplace(s)
- Electric
- Forced Air
- Central Air
- Ceiling Fan(s)
Schools
- Elementary
- North Topsail
- Middle
- Topsail
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
Monthly payment estimate
$8,686/mo
- Principal & interest (30-yr fixed)$8,043
- Property taxes (2023 bill)$577
- HOA dues$67
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 140 Auger Shell Ct, Surf City | May 1, 2026 | 6 / 5 | 4,173 | $1,838,500 | $441 |
| 50 S Oak Drive, Surf City | Jun 25, 2026 | 4 / 3 | 2,686 | $1,250,000 | $465 |
| 108 Sea Urchin Court, Surf City | Apr 27, 2026 | 4 / 4 | 2,952 | $1,430,000 | $484 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 111 Cutlass Drive
111 Cutlass Drive is a 5-bedroom, 6-bath home of about 3,544 square feet, built in 1995, on 0.31 acres in Pirates Cove, Surf City, Pender County, NC 28445.
At $1,350,000, it's 13% above the median asking price ($1,199,000) of the 11 other 5-bedroom listings for sale in Surf City today.
That's about $381 per square foot, compared with a Surf City median of $449.
1 other home is for sale in Pirates Cove right now (median asking $1,350,000).
Across ZIP 28445, 32 5-bedroom homes sold in the past year at a median of $751,250.
It has been on the market for 265 days.
Pirates Cove neighborhood guideHomes for sale in Surf CityPender County homes
Buying 111 Cutlass Drive
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 111 Cutlass Drive? See what it's worth — every online estimate side by side, next to real sales in Pirates Cove.
What's my home worth? →Questions about 111 Cutlass Drive
How much is 111 Cutlass Drive?
111 Cutlass Drive is listed at $1,350,000 (about $381 per square foot) as of September 23, 2026. Status: for sale.
How many bedrooms and bathrooms does 111 Cutlass Drive have?
5 bedrooms and 6 bathrooms, with about 3,544 square feet.
What neighborhood is 111 Cutlass Drive in?
Pirates Cove, in Surf City, Pender County, North Carolina.
How long has 111 Cutlass Drive been on the market?
265 days.
Does 111 Cutlass Drive have an HOA fee?
Yes: $800 (annually), per the MLS.
When was 111 Cutlass Drive built?
1995.
Who is the listing broker for 111 Cutlass Drive?
Berkshire Hathaway HomeServices Carolina Premier Properties (MLS #100547126). The Buddy Blake Team can show it to you and answer questions.
Can I tour 111 Cutlass Drive?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.