$2,099,000
6 bd · 6 ba · 3,734 sq ft
106 Charlotte Avenue
Surf City, NC, 28445 · Topsail Cove
Listed 215 days ago
Listed by Intracoastal Realty Corporation
About this home
Welcome to some of the best views in Surf City! 106 Charlotte Avenue has so much to love about it. It is less than a minute walk to the beach, it is less than half a mile to the shops and restaurants in Surf City, and it has some absolutely incredible Ocean and Intracoastal views from the massive rooftop deck. This updated home has over 3,700 square feet of indoor living space with 6 bedrooms and 6 bathrooms, plenty of room for friends and family to enjoy the beach life. With recent AirDNA rental projections of $230,000, this property also makes a fantastic second home or investment. The in-ground pool and hot tub in the backyard make it feel like you are on vacation. The outdoor shower lets you keep all the sand and salt outside where it should be. The sunsets and sunrises from the rooftop deck are second to none, there is a lot to love about 106 Charlotte Avenue!
Facts
- Type
- Single Family Residence
- Year built
- 2020
- Lot
- 0.11 acres
- Community
- Topsail Cove
- County
- Pender
- MLS #
- 100554934
Features
Inside
- Sound System
- Walk-in Closet(s)
- Kitchen Island
- Ceiling Fan(s)
- Elevator
- Furnished
- Hot Tub
- Reverse Floor Plan
- Walk-in Shower
- Blinds/Shades
- Walk-In Closet(s)
- LVT/LVP
- Mini Refrigerator
- Electric Oven
- Electric Cooktop
- Built-In Microwave
Outside
- Outdoor Shower
- Third Row
- ICW
- Ocean
- Sound
- Water
Parking
- On Site
- Underhouse
Heating & cooling
- Electric
- Forced Air
- Heat Pump
- Central Air
Schools
- Elementary
- Topsail
- Middle
- Topsail
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
Monthly payment estimate
$12,951/mo
- Principal & interest (30-yr fixed)$12,505
- Property taxes (2023 bill)$447
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 607 S Topsail Drive, Surf City | Jul 2, 2026 | 6 / 6 | 2,867 | $1,275,000 | $445 |
| 1 Raleigh Avenue, Surf City | May 15, 2026 | 4 / 8 | 3,037 | $425,000 | $140 |
| 106 Diamond Point Court, Surf City | May 28, 2026 | 4 / 3 | 2,998 | $1,250,000 | $417 |
| 1135 S Topsail Drive, Surf City | May 19, 2026 | 4 / 3 | 3,028 | $985,000 | $325 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 106 Charlotte Avenue
106 Charlotte Avenue is a 6-bedroom, 6-bath home of about 3,734 square feet, built in 2020 in Topsail Cove, Surf City, Pender County, NC 28445.
At $2,099,000, it's 23% above the median asking price ($1,700,000) of the 5 other 6-bedroom listings for sale in Surf City today.
That's about $562 per square foot, compared with a Surf City median of $441.
3 other homes are for sale in Topsail Cove right now (median asking $700,000).
Across ZIP 28445, 11 6-bedroom homes sold in the past year at a median of $1,275,000.
It has been on the market for 216 days.
Topsail Cove neighborhood guideHomes for sale in Surf CityPender County homes
Buying 106 Charlotte Avenue
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 106 Charlotte Avenue? See what it's worth — every online estimate side by side, next to real sales in Topsail Cove.
What's my home worth? →Questions about 106 Charlotte Avenue
How much is 106 Charlotte Avenue?
106 Charlotte Avenue is listed at $2,099,000 (about $562 per square foot) as of September 23, 2026. Status: for sale.
How many bedrooms and bathrooms does 106 Charlotte Avenue have?
6 bedrooms and 6 bathrooms, with about 3,734 square feet.
What neighborhood is 106 Charlotte Avenue in?
Topsail Cove, in Surf City, Pender County, North Carolina.
How long has 106 Charlotte Avenue been on the market?
216 days.
When was 106 Charlotte Avenue built?
2020.
Who is the listing broker for 106 Charlotte Avenue?
Intracoastal Realty Corporation (MLS #100554934). The Buddy Blake Team can show it to you and answer questions.
Can I tour 106 Charlotte Avenue?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.