$849,000

2 bd · 2 ba · 1,049 sq ft

105 High Point Avenue A & B

Surf City, NC, 28445 · Topsail Cove

Hive MLSListed by Coldwell Banker Sea Coast Advantage

About this home

Perfectly positioned in the heart of Surf City's most coveted downtown stretch, known as the ''S-Curve'' and often considered Surf City's own ''Million Dollar Mile'', this extraordinary property offers a rare opportunity to own TWO beautifully appointed coastal cottages on one premier homesite, just 80 steps from beach access. Here, the lifestyle is unmatched. Park the car and leave it behind...you can truly walk everywhere! From local restaurants, shopping, coffee shops, nightlife, and entertainment to the pristine sandy beaches of Surf City, everything you need is just moments away. This is coastal living at its absolute finest! Thoughtfully designed with luxury, comfort, and durability in mind, both cottages showcase exceptional craftsmanship and upscale finishes throughout. The exterior features include durable Hardie Board siding, Trex decking, custom landscaping with cement pavers and mature palm trees, vented storm doors, recessed soffit lighting, gutters, digital locks, vapor barrier protection, and a 50-amp service ready for your future EV charger installation. Each cottage also enjoys its own private outdoor shower and water softener system, perfect for effortless beach living. The main cottage exudes elevated coastal elegance with custom wainscoting, shiplap accents, recessed lighting, top-down bottom-up custom blinds, COREtec Lanier Hickory luxury vinyl plank flooring, and moisture-resistant Gold Bond drywall. Comfort is maximized with a 3-zone Mitsubishi mini-split HVAC system and a Stiebel Eltron tankless water heater. The kitchen was designed to impress, featuring quartz countertops, a tile backsplash, soft-close cabinetry, an ultra-deep single basin sink, stainless steel appliances, a premium Hauslane range hood, and a stunning butler's pantry complete with custom built-ins. Additional upgrades continue throughout the home, including custom closet shelving, updated bathrooms with tile flooring, ceiling-height tiled showers, pocket doors, and beautifully curated finishes at every turn. A ''Clearly Filtered'' 3-stage water filtration system further enhances the home's luxury appeal. The charming second cottage, affectionately known as the ''Itty Bitty'', offers its own stylish and private retreat with shiplap walls, recessed lighting, luxury vinyl plank flooring, new windows, added closet space, Mitsubishi mini-split HVAC, Rinnai tankless water heater, quartz countertops, stainless steel range hood, and a beautiful exterior blend of shake accents and Hardie Board siding. Whether you're seeking a luxury coastal residence, multigenerational retreat, income-producing opportunity, owner-occupied investment, or the ultimate beach getaway, this one-of-a-kind Surf City property delivers an unparalleled combination of location, craftsmanship, and lifestyle that is rarely available.

Facts

Type
Single Family Residence
Year built
1956
Lot
0.12 acres
Community
Topsail Cove
County
Pender
MLS #
100576050

Features

Inside

  • Walk-in Shower
  • Blinds/Shades
  • Built-in Features
  • LVT/LVP
  • Tile
  • Vented Exhaust Fan
  • Electric Oven
  • Water Softener
  • Dishwasher
  • Tankless Water Heater
  • Water Purifier

Outside

  • Outdoor Shower
  • Storm Doors
  • Ocean Side

Parking

  • Gravel
  • On Site

Heating & cooling

  • Other
  • Electric

Schools

Elementary
Surf City
Middle
Surf City
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

Monthly payment estimate

$5,281/mo

  • Principal & interest (30-yr fixed)$5,058
  • Property taxes (2024 bill)$223

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
1027 S Shore Drive, Surf CityApr 21, 20266 / 31,046$648,000$620
618 N Topsail Drive, Surf CityApr 8, 20263 / 21,276$845,000$662

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Surf City? Local guides

About 105 High Point Avenue A & B

105 High Point Avenue A & B is a 2-bedroom, 2-bath home of about 1,049 square feet, built in 1956 in Topsail Cove, Surf City, Pender County, NC 28445.

At $849,000, it's 82% above the median asking price ($467,500) of the 8 other 2-bedroom listings for sale in Surf City today.

That's about $809 per square foot, compared with a Surf City median of $445.

4 other homes are for sale in Topsail Cove right now (median asking $732,500).

Across ZIP 28445, 82 2-bedroom homes sold in the past year at a median of $216,000.

Buying 105 High Point Avenue A & B

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 105 High Point Avenue A & B? See what it's worth — every online estimate side by side, next to real sales in Topsail Cove.

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Questions about 105 High Point Avenue A & B

How much is 105 High Point Avenue A & B?

105 High Point Avenue A & B is listed at $849,000 (about $809 per square foot) as of September 23, 2026. Status: active under contract.

How many bedrooms and bathrooms does 105 High Point Avenue A & B have?

2 bedrooms and 2 bathrooms, with about 1,049 square feet.

What neighborhood is 105 High Point Avenue A & B in?

Topsail Cove, in Surf City, Pender County, North Carolina.

When was 105 High Point Avenue A & B built?

1956.

Who is the listing broker for 105 High Point Avenue A & B?

Coldwell Banker Sea Coast Advantage (MLS #100576050). The Buddy Blake Team can show it to you and answer questions.

Can I tour 105 High Point Avenue A & B?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Coldwell Banker Sea Coast Advantage via Hive MLS.