$745,000

3 bd · 3 ba · 1,838 sq ft

105 A Bay Drive

Surf City, NC, 28445 · Waters Bay

Listed 124 days ago

Hive MLSListed by Landmark Sotheby's International Realty

About this home

Welcome to 105A Bay Dr in Surf City, a fully furnished 3-bedroom, 3-bath coastal retreat offering deeded beach access, beautiful sound views from the screened porch with the reverse floorplan, and a prime location close to Surf City restaurants, shopping, and local attractions. Set waterfront off the road for added privacy and serenity, this well-maintained home has never been rented yet offers excellent rental potential for those seeking an investment property or second home. A shared dock adds to the coastal lifestyle and provides the perfect place to launch paddleboards or kayaks and enjoy time on the water. The new fortified roof provides peace of mind, and a secure storage area adds convenience for beach gear and coastal essentials. Whether you are looking for a primary residence, vacation getaway, or income-producing property, this home delivers comfort, versatility, and classic island charm. Come take a look and you may never leave!

Facts

Type
Townhouse
Year built
2003
Lot
0.16 acres
Community
Waters Bay
County
Pender
MLS #
100575850

Features

Inside

  • Entrance Foyer
  • Furnished
  • Pantry
  • Blinds/Shades
  • LVT/LVP
  • Carpet
  • Tile
  • Electric Oven
  • Built-In Microwave
  • Washer
  • Refrigerator
  • Dryer
  • Dishwasher
  • Electric Range

Outside

  • Outdoor Shower
  • Gas Log
  • Open Lot
  • Deeded Water Rights
  • Pier
  • Sound Side
  • ICW
  • Marsh
  • Sound
  • Water

Community

  • None

Parking

  • On Site
  • Paved
  • Parking Pad
  • Underhouse

Heating & cooling

  • Electric
  • Heat Pump
  • Central Air
  • Ceiling Fan(s)

Schools

Elementary
Surf City
Middle
Surf City
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

Monthly payment estimate

$4,438/mo

  • Principal & interest (30-yr fixed)$4,438

Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.

Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
828 /102 N New River Drive 102, Surf CityJun 3, 20264 / 31,644$635,000$386
819 New River Drive B, Surf CityApr 13, 20263 / 32,062$785,000$381
126 Shell Road, Surf CityApr 14, 20263 / 42,054$799,000$389
621 N Shore Drive B, Surf CityApr 1, 20264 / 31,665$950,000$571

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

Buying in Surf City? Local guides

About 105 A Bay Drive

105 A Bay Drive is a 3-bedroom, 3-bath townhome of about 1,838 square feet, built in 2003 in Waters Bay, Surf City, Pender County, NC 28445.

At $745,000, it's 6% above the median asking price ($700,000) of the 27 other 3-bedroom listings for sale in Surf City today.

That's about $405 per square foot, compared with a Surf City median of $449.

Across ZIP 28445, 402 3-bedroom homes sold in the past year at a median of $323,000.

It has been on the market for 125 days.

Buying 105 A Bay Drive

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 105 A Bay Drive? See what it's worth — every online estimate side by side, next to real sales in Waters Bay.

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Questions about 105 A Bay Drive

How much is 105 A Bay Drive?

105 A Bay Drive is listed at $745,000 (about $405 per square foot) as of September 23, 2026. Status: for sale.

How many bedrooms and bathrooms does 105 A Bay Drive have?

3 bedrooms and 3 bathrooms, with about 1,838 square feet.

What neighborhood is 105 A Bay Drive in?

Waters Bay, in Surf City, Pender County, North Carolina.

How long has 105 A Bay Drive been on the market?

125 days.

Is 105 A Bay Drive waterfront?

Yes — the MLS lists it as a waterfront property.

When was 105 A Bay Drive built?

2003.

Who is the listing broker for 105 A Bay Drive?

Landmark Sotheby's International Realty (MLS #100575850). The Buddy Blake Team can show it to you and answer questions.

Can I tour 105 A Bay Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Landmark Sotheby's International Realty via Hive MLS.