$940,000
4 bd · 2 ba · 1,336 sq ft
1017 1st Street
Surf City, NC, 28445 · Old Settlers Beach
Listed 202 days ago
Listed by Intracoastal Realty Corporation
About this home
Where coastal living and deep-water access come together, this turnkey waterfront property offers the ideal blend of beach and boating lifestyle. This one owner 4BR/2BA home is only seven years old & features 1,336 heated sq ft, open living & kitchen area and is perfectly positioned on a deep-water canal with Private Dock & Sound views. Also includes private boat ramp. Plenty of room for future Boat lift & finger docks. Fully furnished and rental-ready, it's ideal as a primary residence, second home, or investment property. Relax on the back porch overlooking the water, or take the short walk/golf cart ride to several public beach accesses, eating & drinking establishments & more. Vinyl siding for low maintenance & Concrete slab parking underneath. for multiple vehicles. Lift in place for easy access to living level . Vacant and easy to show. Rental Projections available upon request.
Facts
- Type
- Single Family Residence
- Year built
- 2019
- Lot
- 0.15 acres
- Community
- Old Settlers Beach
- County
- Onslow
- MLS #
- 100557941
Features
Inside
- Kitchen Island
- Ceiling Fan(s)
- Blinds/Shades
Outside
- Boat Dock
- Boat Ramp
- Bulkhead
- Deeded Water Access
- Deeded Water Rights
- Deeded Waterfront
- Navigable Water
- Water Depth 4+
- Canal
- Marsh
- Sound
- Water
Parking
- Concrete
- Paved
- Parking Pad
Heating & cooling
- Heat Pump
- Electric
- Forced Air
- Central Air
Schools
- Elementary
- Coastal Elementary
- Middle
- Dixon
- High
- Dixon
As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.
Monthly payment estimate
$6,234/mo
- Principal & interest (30-yr fixed)$5,600
- Property taxes (2025 bill)$634
Estimate only. Rate is the national 30-year average (6.95% as of Sep 17, 2026, Freddie Mac); your rate depends on your lender. Homeowners and flood insurance aren't included — on the coast they vary a lot by house, so get a quote early.
Recent sales like this in Old Settlers Beach
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 2016 N New River Drive, Surf City | Aug 18, 2026 | 4 / 2 | 1,598 | $640,000 | $401 |
| 4059 4th Street, Surf City | Jul 23, 2026 | 4 / 3 | 1,632 | $1,200,000 | $735 |
| 2010 N New River Drive, Surf City | May 15, 2026 | 3 / 3 | 1,282 | $715,000 | $558 |
| 6114 6th Street, Surf City | May 14, 2026 | 3 / 2 | 1,660 | $838,500 | $505 |
Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- One-Story and Primary-on-Main Homes on the Southeastern NC CoastWhere the one-level homes are from Wilmington to Calabash, what they cost town by town, and what to check before you buy — from current MLS listings.
About 1017 1st Street
1017 1st Street is a 4-bedroom, 2-bath home of about 1,336 square feet, built in 2019 in Old Settlers Beach, Surf City, Onslow County, NC 28445.
At $940,000, it's 7% above the median asking price ($875,000) of the 31 other 4-bedroom listings for sale in Surf City today.
That's about $704 per square foot, compared with a Surf City median of $441.
17 other homes are for sale in Old Settlers Beach right now (median asking $899,000); 31 homes sold there in the last 12 months at a median of $689,000, typically in about 66 days.
Across ZIP 28445, 231 4-bedroom homes sold in the past year at a median of $565,000.
It has been on the market for 203 days.
Old Settlers Beach neighborhood guideHomes for sale in Surf CityOnslow County homesWaterfront homes in Surf City
Buying 1017 1st Street
- See it in person. Pick a time and we'll call to confirm — often same day.
- Talk numbers. Tell us what you'd like to offer. It's non-binding — a licensed agent calls you before anything is written.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 1017 1st Street? See what it's worth — every online estimate side by side, next to real sales in Old Settlers Beach.
What's my home worth? →Questions about 1017 1st Street
How much is 1017 1st Street?
1017 1st Street is listed at $940,000 (about $704 per square foot) as of September 23, 2026. Status: for sale.
How many bedrooms and bathrooms does 1017 1st Street have?
4 bedrooms and 2 bathrooms, with about 1,336 square feet.
What neighborhood is 1017 1st Street in?
Old Settlers Beach, in Surf City, Onslow County, North Carolina.
How long has 1017 1st Street been on the market?
203 days. Homes in Old Settlers Beach sold after a median of 66 days over the past year.
What have homes sold for in Old Settlers Beach?
31 homes sold in Old Settlers Beach in the last 12 months, at a median price of $689,000.
Is 1017 1st Street waterfront?
Yes — the MLS lists it as a waterfront property.
When was 1017 1st Street built?
2019.
Who is the listing broker for 1017 1st Street?
Intracoastal Realty Corporation (MLS #100557941). The Buddy Blake Team can show it to you and answer questions.
Can I tour 1017 1st Street?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.